AbacumIf you work in finance, you know what time of year it is. I'll give you a hint. It's our Super Bowl. Budget season is here. Woohoo. So, how many versions do you think you'll get up to this year? I once got to V 147 in good old Excel days. Beat that. Actually, please don't. This is when your planning software should earn its keep. You don't have to choose between either Excel or an inflexible ballooning platform that takes a consultant to change. Abacum brings you the dynamic capabilities you love from Excel while preserving the rigor and governance of an enterprise suite. I met Abacum's founder and CEO, Julio Martinez, more than 3 years ago. He and his co-founder Jorge came out of finance and they built a planning platform that can run a complex business without becoming another system that requires a babysitter. Abacum puts your actuals, forecasts, models, and business context in one place so you can update the plan, run scenarios, and answer why did this change. In fact, you can even ask it in plain English. You might not even have to spell it right thanks to AI. That's why I'm so excited about Abacum. Go to abacum.ai/mostlymetrics. That's abacum.ai/mostlymetrics. Or just tell Julio that CJ sent you. That'll probably work, too.
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Alpha CapitalFor the last two years, a proud sponsor of the show is a top-ranked leading prop firm, Alpha Capital. And for the years that I've been working with them and the thousands and thousands of viewers, you guys that have been working with them through the discount codes of Titans of Tomorrow, it's clear for me to see why they are a top-ranked prop firm in the industry. They have also reached a monumental milestone of $100 million in payouts. And with the multiple-step plans and the multiple package types they have, there's going to be an option catered specifically for what you're looking for. So you can buy an evaluation account catered to your needs at the most competitive prices and with our discount code TOOT for Titans of Tomorrow. You're able to get the most unbeatable unmatched prices in the industry with a leading trusted prop firm. And with that being said, let's get back to the episode. | Investing | ||
BiltBilt card. You just link any credit or debit card to the app. That's all you have to do. So purchases at your local spots become even more rewarding. And then once you've set that up, ask the neighborhood concierge in the app pretty much anything. It'll tell you about exclusive member benefits at restaurants, fitness studios, on your Lyft rides, and more around your home. This is inspired. This is brilliant. And if you're a homeowner, yes, Bilt works for mortgages, too. So that housing payment, which is, I'm sure, one of the biggest monthly expenses you have, right? You could earn points on it. Why wouldn't you want to earn points on it? Download the Bilt app and join the membership for where you live at joinbilt.com/twit. That's joinbilt.com/twit. Use our link so they know we sent you. Joinbilt.com/twit. | Tech | ||
Cloud CapitalTired of hearing me yell that at the kitchen table. Dad, I'm too. I don't know what cloud costs are. Well, I do. And cloud infrastructure is the second largest line on most tech P&Ls. And yet, most finance leaders couldn't tell you how it's priced. And as a CFO, I understand there's a nonlinear impact to your company's valuation when you improve your gross margin. And the path of least resistance is through your AWS or GCP bill. Because like anything you buy, cloud gets cheaper when you buy it in bulk. In fact, you can get the rate down by 20%, 30%, even 60% in some cases. The flip side is getting saddled with a bunch of capacity you never touch. Happened to me once. I think I still got some megawatts in the kitchen cupboard somewhere. That's exactly what Cloud Capital solves. Cloud Capital underwrites the risk so you can realize the same savings of a deep long-term commitment sans the downside. Oh, and it takes no engineering work. Bingo. I've known Edward since back when he was just starting the biz, and it's incredible how much they've saved customers on their cloud bills. That could be you, too. So, head over to cloudcapital.co, that's cloudcapital.co, and find out how much you could save. | Business | ||
Fabric by Gerber LifeI don't have kids myself, but I'm surrounded by people that I love who do. Suddenly, it's not just, "Am I going to be okay?" but I watch them say, "Are they going to be okay if something happens to me?" And as an entrepreneur, that really hits home because we are planners. We'll spend hours thinking about how to protect the business, grow our revenue, build the savings, and prepare for every possible scenario at work. But some of the most important planning you'll ever do has nothing to do with your business. It's making sure the people who depend on you aren't left scrambling financially if the unexpected happens. That's why I think Fabric by Gerber Life is such an important resource to know about, especially if you have kids or anyone who depends on your income. Fabric by Gerber Life offers term life insurance you can get done today. Made for busy parents like you, all online on your schedule right from your couch. You can be covered in under 10 minutes, often with no health exam required. If you've got kids, especially if you're young and healthy, the time to lock in low rates is right now. If you have life insurance through work, that's a good start, but it may be less than what your family needs and could disappear if your job changes. Term life from Fabric stays with you. Flexible policies built to fit your family and your budget. And as long as premiums are paid, coverage follows you wherever you go. There's no risk. 30-day money back guarantee, and you can cancel at any time. Plus, free digital wills and tools to help invest in your kid's future, all right from your phone. Fabric has partnered with Gerber Life Insurance Company, who is trusted by millions of families for over 50 years and rated excellent on Trustpilot with over 2,000 five-star reviews. Join the thousands of parents who trust Fabric to help protect their family. Apply today in just minutes at meetfabric.com/earn. That's meetfabric.com/earn. And use my link so they know I sent you. meetfabric.com/earn. Policies issued by Western & Southern Life Assurance Company, Cincinnati, Ohio, which operates in DC and all states except New York and distributed by Gerber Life Agency LLC using Fabric Technologies. See meetfabric.com for additional disclosures. This is a paid ad. | Entrepreneurship | ||
Fidelity Private SharesA wise man once told me that every startup is really just a loosely functioning disaster. Ain't that the truth? If your startup needs a little extra support, and let's be honest, who doesn't need a little help now and then? You're in for a pleasant surprise with Fidelity. Fidelity Private Shares helps early and growth stage companies stay investor ready with cap table, data room, and scenario modeling all in one place. A messy or missing cap table might not just slow you down, it could cost you your next fundraising round. VCs are flooded with pitches, and if your equity is confusing or missing, they'll move on fast. Fidelity Private Shares gives founders the structure and simplicity to focus on what actually matters, building your company. If you stay investor ready, you don't have to get investor ready. Check out fidelityprivateshares.com to learn more. That's fidelityprivateshares.com. | Business | ||
IncardSo, quick one before we get into it. If you're growing a brand, you're probably trying to optimize everything, right? You test hooks, you're watching your performance metrics, you're trying to shave a few quid off your cost of goods. You're even hunting for a better rate on shipping. You're squeezing everything you can to improve your margins. But what if you could do the same on the money that's leaving your account every single month for the expenses that you're making? This episode's sponsor is Incard, a financial platform that's built for digital businesses. And essentially, it helps you get more out of what you're spending. Right now, they're giving you 2% cash back on your first year of ads, SaaS, travel, and even everyday business spend, all uncapped. So, the money that you're already spending, it starts to pull its weight like everything else that you obsess over within your business. You also get multi-currency accounts, corporate cards, and Shopify, Meta, and Xero connected all in one place, which for me is massive because having to go to all of these different places is a bit of a nightmare. Brands like Soul, Alo Paris, Aziyo Beauty, and Quay, they're already using Incard to save on their everyday expenses. Sign up for free, use the code SWU2K26 to unlock 2% cash back for a full year. Links in the description, back to the episode. | Marketing & Sales | ||
TradezellaI've spoken to a variety of guests on the show, and a unanimous common denominator between all of them is the emphasis they put on data and actually knowing the inner workings and the insight of your edge and your performance. That's why I'm proud to bring a partner of the show, Tradezella, the number one journaling, backtesting, and all-in-one insight experience created by traders for traders. What Tradezella really gives you is deep insights about your trading that would ordinarily not be visible. Whether it's through understanding your trade types and playbooks or even insights powered by artificial intelligence through Zella AI. Whether you trade forex, futures, cryptos, the stock market, it all seamlessly connects to Tradezella. So, there is no additional work. You've seen me reference it dozens of times and all of the benefits I've had in my trading from the insights I found from my Tradezella. So, join myself and thousands of other viewers of the show. You'll get the best discount using the link in the description or code TOOT for Titans of Tomorrow. | Investing | ||
IronHarbor Real Asset Fundif someone's looking for some opportunity. And then your IronHarborFund.com. IronHarborFund.com, folks, if you're just a passive investor and you're looking for a good honest individual that knows what he's doing that's doing it. So, let's get started. | Entrepreneurship | ||
WorkOSThis episode is brought to you by our season's presenting sponsor WorkOS. What do OpenAI, Anthropic, Cursor, Replit, Sierra, Clay, and hundreds of other winning companies all have in common? They are all powered by WorkOS. If you're building a product for the enterprise, you felt the pain of integrating single sign-on, SCIM, RBAC, audit logs, and other features required by large companies. WorkOS turns those deal blockers into drop-in APIs with a modern developer platform built specifically for B2B SaaS. Literally every startup that I'm an investor in that starts to expand upmarket ends up working with WorkOS. And that's because they are the best. Whether you are a seed stage startup trying to land your first enterprise customer or a unicorn expanding globally, WorkOS is the fastest path to becoming enterprise ready and unblocking growth. It's essentially Stripe for enterprise features. Visit workos.com to get started or just hit up their Slack where they have actual engineers waiting to answer your questions. WorkOS allows you to build faster with delightful APIs, comprehensive docs, and a smooth developer experience. Go to workos.com to make your app enterprise ready today. | Tech | ||
PodcastBranding.coCup of coffee. And that cup of coffee is brought to you by our good friend Mark over at PodcastBranding.co. Cuz uh you know, they're going to see you before they hear you or watch you and you want to make a great first impression. I am a repeat customer of Mark because well he's awesome. Really I just love the fact that I can I even there are times when I've given him bad information. I'm like well it's kind of like this I think maybe. Huh? And he'll come back with something amazing. And I love the fact that he usually gives me a couple different options and then I will pick one. And then I think my last one I was like I like this but can I have this color be purple or something like that? He changed it in a jiffy. I tell you a jiffy and the next thing I know I had great looking artwork. So the beautiful thing about Mark is not only has he been doing graphic arts for decades, he's also a podcaster which makes it super easy to just just blow everybody else out of the water. So when you're ready to look your best, go over to PodcastBranding.co and tell them Dave and Jim sent you. | Marketing & Sales | ||
APYXAPYX is the first dividend-backed stablecoin protocol bringing enhanced public market yield onchain. Backed by Strategy's perpetual preferred stock, Stretch. With APYUSD, anyone can earn dividend-driven real yield live on Ethereum. To learn more, go to apyx.fi. | Crypto | ||
AXISThe next generation of transparent dollar yield is here. Axis brings you 8 years of institutional experience providing global liquidity, generating durable returns by synchronizing prices and liquidity worldwide. Axis captures delta-neutral opportunities without directional risk. Deposit into Axis to improve global liquidity and earn 10 to 20% net APY. Over 1,800 unique wallets committed 67 million to the Origin vault. Stay tuned for the next phase and learn more at axis.to. | Crypto | ||
KPKIn DeFi, yield shouldn't come from chasing dashboards or timing markets. KPK runs non-custodial vaults and on-chain funds built for stable risk-adjusted returns. Capital is allocated across curated strategies and managed by automated agents that act within seconds under predefined controls. No custody, no manual intervention, just disciplined execution on-chain. If you're allocating capital and want sustainable yield with stronger controls, visit kpk.io. | Crypto | ||
NEOS InvestmentsAnd if you've not yet voted your shares of Neos Funds, go to neosfunds.com/vote and vote your shares. | Personal Finance | ||
BlossomWhich is why we recommend being part of a social platform called Blossom Social. On Blossom, you're able to see your entire portfolio in a very clean and simple way, including your holdings, your performance, your dividends, all that fun stuff. But you're also able to follow other long-term investors on the platform, helping you stay motivated during uncertain economic and market times. Not to mention, the portfolios on Blossom are all verified. So, if you're seeing someone buy or sell a name, it's because they actually did it in their own brokerage account. We're both on there. Our portfolios are on there. So, if you want to join us, search Blossom Social in the App Store or head to blossomsocial.com on your phone or desktop. There's also a link in the show notes below. | Personal Finance | ||
EQBSupport for this podcast is brought to you by EQB, Inc., the parent company of EQ Bank, Canada's Challenger Bank. For EQB, Challenger is more than just a slogan. It's a mindset. Through EQ Bank, they built an award-winning digital-first banking model designed to deliver more value, choice, and innovation to Canadians like you. Now, EQB is scaling that strategy. Its recent acquisition of PC Financial added credit cards to its banking suite and expanded its reach to more than 4 million customers. EQ Bank is now the exclusive financial partner for the PC Optimum program, connecting it to more than 18 million members and integrating it deeper into Canadians' everyday lives. It's a Canadian growth story powered by innovation, purpose, and a different way of thinking about banking. EQB, the company behind EQ Bank, Canada's challenger bank. | Investing | ||
GustoYou know how when you're uh working for a company and payday just happens automatically every couple weeks? Simple, reliable, easy. But now, flip it. You're the boss. It's your business, and you need to pay yourself and your team. That's where our partner, Gusto, comes in. Gusto is online payroll and benefits software built for small businesses. It's all-in-one. It's remote friendly and incredibly easy to use, so you can pay, hire, onboard, and support your team from anywhere. I've been on an automation kick this year, so Gusto's automatic payroll tax filing is right up my alley. Plus, you can set up simple direct deposits, health benefits, 401k, you name it. Gusto makes it easy and affordable. There's no hidden fees, no surprises, and it's no wonder why half a million small businesses already trust Gusto for their payroll and HR needs. Try Gusto today at gusto.com/sidehustle and get three months free when you run your first payroll. That's three months of free payroll at gusto.com/sidehustle. One more time, it's gusto.com/sidehustle. | Entrepreneurship | ||
Hamilton ETFsFor the past decade, Hamilton has focused on taking sophisticated investment ideas and turning them into ETFs that are simple, transparent, and easy for Canadians to own. Now, today, Hamilton is Canada's largest independent ETF provider. With more than 17 billion dollars in assets under management, they've built a reputation for innovation across both growth and income. From the Hamilton Champions lineup of growth focused ETFs to their Yield Maximizer strategies designed to generate attractive monthly income, Hamilton ETFs has spent the past decade challenging convention, developing new investment solutions, and making sophisticated strategies more accessible to everyday investors. | Investing | ||
HeyPoloI have a new driver in my family, and as an anxious person, oh boy, is it testing me. And that's why I love HeyPolo. HeyPolo is the family safety app built on trust. I want to know if my teen has arrived safely. I want to know if he's speeding or driving safely on the road. And HeyPolo lets me do all that. Lets me check in with my family members and make sure we're in touch in the way that we want to be. And that's important. It's the family safety app built on trust. Here's how. Your family's location with HeyPolo is never for sale. There's no advertisers, no insurers, no data brokers. Not now, not ever. And it's safety that the whole family agrees to. When you join HeyPolo with your family, every member of the family can control what they share, when, and with whom. It's built on consent, not surveillance. HeyPolo is built by the makers of Surfshark, the privacy company trusted by over 4 million people worldwide. So, I know where my new driver is, and I know how he's driving. Protect your loved ones without spying on them. Go to heypolo.com/achiever or use code achiever and get 40% off your first year. Enter code achiever at heypolo.com. | Careers & HR | ||
QuoWe've been getting some work done around the house and that involves calling different companies to get bids and feel them out. And it's wild seeing the spectrum of responses ranging from picking up right away to setting an appointment by text message to a mystery voicemail box that maybe someday someone is going to check. But here's the thing. I feel like I kind of want to tell that last company about our partner Quo, spelled Q-U-O. It's the business phone system built so you never miss a call. You can even set up an optional AI agent to pick up the phone, answer questions, and book appointments so you never miss a lead, even when you can't directly take the call. Quo lets you keep your existing phone number. And all your calls, texts, and voicemails live in one place in an app on your phone or computer, so anyone on your team can pick up a conversation. They can see the full history, and they can respond fast. Money is on the line. Always say hello with Quo. Try Quo for free. Plus, get 20% off your first six months when you go to quo.com/hustle. That's quo.com/hustle. | Entrepreneurship | ||
Raymond JamesWhen you choose a Raymond James advisor, you're getting more than independent financial management. You're getting access to complete financial guidance under one roof. From tax and estate planning to trust services for generational wealth and strategies for life's key milestones like buying a home, funding your children's education, or preparing for retirement. They bring it together in one financial plan. What also makes Raymond James Advisors unique is their complete independence. With no proprietary product to promote, you will benefit from personalized services, all backed by the strength and resources of Raymond James, a powerhouse with $100 billion in assets and over 520 advisors nationwide. Discover how Raymond James can help you live a life well planned. Visit raymanjames.ca. | Investing | ||
Solace HealthIf you've ever been really sick or been the caregiver to somebody who was, you know how broken the health care system can be. Man, nothing is easy. Finding the right doctor, sitting on hold for hours, or gosh, trying to understand co-pays and treatment plans and weird medical terms that no one really explains, and so much paperwork. But what if you had someone to do all of that for you? Someone to take the burden off your shoulders. Solace Health pairs patients with a personal advocate whose entire job is to fight for you. And these advocates are covered by insurance nationwide. They handle the paperwork, fight denied claims, and make sure you're not getting lost in the system. Solace advocates are experts who average 16 years of healthcare experience, and they serve people who are going through a healthcare challenge. Now, if that's you or a loved one, please reach out to Solace so everyone can focus on what really matters, getting better. So remember, the next time you or a loved one have a health issue, you need Solace in your corner. They'll fight the system so you don't have to. Go to solacehealth.com/ramsey or click the link in the description. Checking your eligibility only takes about 2 minutes. That's solacehealth.com/ramsey. You must be 18 or older. And remember, advocates do not provide medical or legal advice. | Personal Finance | ||
Wealthsimple TradeAnd before we get to our first question, our charts are sponsored by Wealthsimple Trade, the self-directed trading platform built for active traders in Canada. Wealthsimple Trade lets DIY traders chart, execute, and manage positions in a single view, all on a commission-free trading platform. Snap the QR code on any of our charts or if you're listening, you can click the link in the show notes. | Investing | ||
AlmaA year from today, what would your dream private practice look like? Would you spend less time chasing claims, or only working with clients who value your skill set? What if you had more time for yourself? Alma empowers you to confidently accept insurance through easy credentialing, enhanced reimbursement rates, and guaranteed payment within 2 weeks of each session. Your dream practice is closer than you think. A year from today starts now at helloalma.com/kelly. That's helloalma.com/kelly to get started with your first 2 months free. | Entrepreneurship | ||
Fire Safety Research Institute (FSRI)Everything about firefighting is a science. Knowing the why of a tactic is just as important as the how. Go to fsri.org/weeklyscrap to access free training resources from UL Research Institutes Fire Safety Research Institute to learn how to adapt with evidence and overcome with confidence. That's fsri.org/weeklyscrap for freely accessible evidence-based training and instructor resources covering topics like firefighter health and safety, lithium ion batteries, and so much more. And the best part, like I can't say this enough, free resource. Go take advantage of it. | Other | ||
Health Trust FinancialWhen it comes to your health insurance, one of the biggest mistakes you can make is believing you're stuck in a one-size-fits-all plan that costs too much and covers too little. That's why I recommend Health Trust Financial. They're the only Ramsey trusted health insurance partner because their advisors take the time to understand your situation and help you explore the coverage options that are available to you. Whether you've changed jobs, welcomed a new baby, or had some other life event, Health Trust Financial shops multiple top-rated insurance carriers for you. Then they help you understand your options so you can make a smart decision instead of guessing. I've recommended Health Trust Financial for more than 20 years because they work for you, not the insurance companies. So, they offer unbiased advice. Visit healthtrustfinancial.com to connect with an adviser today. That's healthtrustfinancial.com. | Personal Finance | ||
JaneTreat Your Business is proudly sponsored by Jane, the online practice management platform that makes it simple to book, chart, schedule, bill, and get paid. One simple system for clinics of every type and size. Everyone's day just got easier. Get started at jane.app. | Entrepreneurship | ||
MBSTTreat Your Business is proudly sponsored by MBST UK. Clinic owners, ready to stand out? MBST is non-invasive cell regeneration technology trusted since 1998, backed by peer-reviewed research. Deliver lasting results and give your clinic the edge. Join the network at mbst.health. | Entrepreneurship | ||
Snap-tite HoseNot all fire hose is created equal. Some hose is built to meet the standard. Snap-tite Hose is built to exceed it. From exceptional durability and kink resistance to industry-leading heat resistance in the Warrior attack hose. Every Snap-tite Hose is engineered to perform and tested before it leaves the factory floor. Snap-tite. It's American-made, firefighter trusted. Learn more at snaptitehose.com or find a distributor near you. | Other | ||
Trade The PoolWhat would your trading look like if capital wasn't the constraint? That's the reality for most traders. It's not skill holding them back. It's size. Trade The Pool changes that. Step into the US equity markets with up to $200,000 in buying power without committing your own capital. Full access to stocks and ETFs, long or short. Executed with the precision and freedom serious traders expect. Your performance is measured by one standard: disciplined risk management and consistent execution. Meet that standard and you operate at scale. No subscriptions, no ongoing obligations—just a clear path forward. For those ready to trade beyond limitations, this is the next level. | Investing | ||
Triple WhaleIf you're using AI to plan your ad spend, Triple Whale's Moby can make the budget changes for you in your connected ad accounts with your approval. Brands like Kitsch use Triple Whale. Book a demo at triplewhale.com/limitedsupply. That's t r i p l e w h a l e.com/limitedsupply. | Marketing & Sales | ||
Ask-YMichael, what's the most annoying thing about working with AI? Besides it confidently explaining my own business back to me incorrectly? Well, that was fair, but I was thinking memory. Oh, yeah. Every new chat is like meeting a very smart co-worker who got hit on the head over the weekend. That's what Prism from Ask-Y is trying to fix. Its memory portal lets you actually manage what your agents know about your data and your business. Manage it how? You can search it. You can tune it. You can endorse what's right, reject what's wrong, even adjust it in plain English. So if the AI thinks customer means anyone with an email address, I can say absolutely not, Kevin. Or George or Fred. Exactly. You control the knowledge layer and you can manage it. And that's what we're doing. And your users benefit from that context every time they ask a question. Oh, which means less re-explaining what revenue means, which table is correct, and why Q2 has that weird little situation. Your team gets the benefit of curated context without becoming professional AI babysitters. Finally, institutional memory without having to ask, who remembers why we did this? Want to try it? Click the link in the show description and sign up for the Ask-Y waitlist. Use code APH and the link will take you to the link. And they'll move you to the top of the list. Give your AI some memory, preferably better than ours. | Marketing & Sales | ||
CanopyYou know, for years accounting firms have been forced to make a hard decision. Do I buy practice management software, or do I buy workflow software that actually does the work, or do I buy both, and and little Timmy, he's going back to public school next year. No more private school for him. On the one hand, we love what workflow software is now doing in automating the doing of the work, but a practice management system, you you still want that to manage how everything's happening across the firm, my friends. Canopy, this episode's sponsoring, they they don't want you to have to make that hard decision anymore. Because you know what? While Canopy did cut their teeth on the management of the practice, they want to be ever so much more. They want to be the operating system for everything happening in the firm, and that includes stuff right down to workflow. Stuff like built-in month-end close handling. Now, Canopy supports you can sync in every single QuickBooks transaction and review all that stuff inside of inside of Canopy. End-to-end tax workflow from handling document intake with all your clients to really strong integrations with like tax prep like workpaper platforms to now their built-in tax delivery solution. They've even got a built-in AI meeting note taker at this point. Canopy is one of those tools where if you're looking at a new practice management system, Canopy is one that you absolutely have to check out. And they're so kind, they're going to pay you $75 for doing just so. Check out the link down in the show notes. If you schedule a demo, they can send you $75 gift card after the demo. What could you do with that? Man, you could go out to go out all by yourself to like a Red Robin, prop up your phone, watch an iPad episode. And you know what? Those bottomless fries, those ones are on me, okay? 75 bucks. Actually, they're on Canopy's 'cause Canopy paid for it, but you get the idea. To learn more and claim that $75 after a demo, check out the link down in the show notes. | Entrepreneurship | ||
CottonThis episode is sponsored by Cotton, the fabric of our lives. Okay, I'll be honest. Fall isn't really my season. I'm a summer lover. I am not the person counting down to sweater weather or getting emotional about pumpkin spice. But even I do a wardrobe swap this time of year. So, out with the linen and the tank tops and in with the layers. And every year, my cotton pieces are what I actually reach for. Case in point, what I'm wearing right now while I'm recording, this denim set that you guys see me in all the time is actually 100% cotton and it is one of my favorite things to wear. It's one of those outfits that just makes sense the second the temperature drops. It layers easily. It looks put together, but I'm also super comfortable. It's something that I can wear from a morning meeting to running errands to stopping by the studio to going out for dinner without changing once. That's the thing that I love most about building a fall wardrobe around cotton. It's versatile. You've got denim, corduroy, flannel, all different textures, all cotton, and you can wear them any way you want. So, no sacrificing your style for something that's functional and that's actually good for you because cotton is a natural fiber and it doesn't shed microplastics when you wear it and when you wash it like a lot of synthetic fibers do. Durability is also the reason why I keep investing in it. It's easy to care for. Most of my cotton pieces I can throw in the washing machine and it genuinely lasts. Now, I've got cotton pieces in my closet that are years old and still look great. When it comes to cotton, it's not just clothes either. My bedding and my towels are cotton, too. And once you make that switch, it's hard to go back. So, like I said earlier, cotton is a natural fiber. It's gentle against your skin and unlike synthetic fabrics, it doesn't shed microplastics every time you wash it. And that's not something that I actually thought about for years. I didn't know that that happened. But once you learn that information, you kind of can't unknow it. So, here's my actual tip for the season. Even for my fellow summer lovers who may be mourning the change in seasons, next time you're doing your own wardrobe swap or you're picking up new bedding or something for your apartment or even grabbing basics for your kids, your family, just check the fabric composition tag and look for pieces that are made from cotton. It genuinely changes how something feels, how long it lasts, and how good you feel wearing it. Cotton really is the fabric of our lives. It's in the things you wear every day, the things you sleep in every night, and the things you don't think twice about until you actually pay attention to what they're made of. If you want to learn more, head to TheFabricOfOurLives.com. Again, that's TheFabricOfOurLives.com. | Entrepreneurship | ||
Guardian Litigation GroupIf you're behind on your bills, doing more of the same isn't going to fix it. You need a different plan. And that's why I tell people about Guardian Litigation Group. If you've missed payments, if collectors are calling nonstop, or if you're getting letters about legal action, that's your signal. And it's where a lot of people wait too long because the longer you wait, the fewer options you usually have. And once it turns into a lawsuit, things can get more expensive and more complicated fast. Guardian Litigation is a law firm, not a call center. From day one, you are assigned an attorney who represents you. So, if a creditor moves forward, you're not caught off guard and you're not hit with surprise legal fees. Guardian Litigation only gets paid when the debt is negotiated and the client accepts the settlement offer. This is about stepping in early while you still have leverage. Don't ignore the problem. Take control of it. Go to guardianlit.com/ramsey right now. That's guardianlit.com/ramsey. Attorney advertising. Results may vary and no specific outcome is guaranteed. | Personal Finance | ||
SkylightCheck out this message I just got from my co-worker. She started using Skylight, this episode's sponsor. She said, 'OMG, I'm obsessed with the Skylight. Now that our daughter is older and she has activities of her own, it's been so hard to coordinate with the whole family. Now I have this family command center right in the middle of the house. It shows me my schedule, my husband's schedule, and our kids all in the same place. And we even have a chore list that our daughter loves. Skylight Calendar is designed to bring families together for more time. It's an all-in-one digital smart calendar that syncs with Google Calendar, Apple Calendar, Outlook, etc. Making it easier to instantly look at your day, week, or month plans. With Skylight Calendar, you can manage events, chores, and grocery lists by assigning colors for each of your family members, meaning no one can say they didn't know what they needed to do. My co-workers say it's a game-changer for their families. Plus, it comes with a 4-month 100% happiness guarantee. If you don't love it after 4 months, you can return it for a full refund, no questions asked. Families are better when they're working together. Right now, Skylight is offering our listeners $30 off their 15-inch calendars by going to myskylight.com/res. Go to myskylight.com/res for $30 off your 15-inch calendar. That's myskylight.com. | Personal Finance | ||
StapeTim, we need everyone to mark their calendars for November 10th for a very special free conference from Stape. You have my attention. Stape is hosting Stape Relay. They're a free virtual event for technical marketers, analysts, and server-side tracking practitioners. And this isn't six hours of product demos. Nope. There are 18 practical sessions with speakers, including Simo Ahava, Julius Fedorovicius from Analytics Mania, Juliana Jackson, and more. Oh, that's a pretty serious lineup. I see many previous guests of the Analytics Power Hour on the speakers list. Yeah, absolutely. There's two different tracks. You can move between product focus sessions and the Analytics Power Hour. And you can also do a lot of different things. And broader strategy. Plus live Q&A, some swag, and even a certificate of attendance if LinkedIn credentials are your thing. Oh, yeah. And did we mention it's free? We did, but it's worth mentioning again. Click the link in the show description and register for Stape Relay, November 10th. You don't want to miss it. | Marketing & Sales | ||
UpworkVisit Upwork.com right now and post your job for free. That's Upwork.com and connect with top talent ready to help your business grow. | Careers & HR | ||
WildgrainThis episode of Money for Couples is brought to you by our friends at Wildgrain. Recently, I saw someone online complaining about the price of a croissant. If you want to make that yourself, be my guest. In fact, send me the video of what the output looks like. I'm not spending my time making great pastries at home, and neither are you. But if you want the next best thing, which is having them shipped to your door, check out Wildgrain. Wildgrain is the first bake-from-frozen subscription box for sourdough breads, seasonal pastries, and even French butter made by small independent bakers right to your door. Everything bakes straight from frozen in 25 minutes or less. Always made with simple ingredients you can actually pronounce. My coworker loved her recent shipment, including their blueberry lemon donuts. Plus, Wildgrain boxes are fully customizable. In addition to their classic variety box, they have a gluten-free vegan box and a protein box available in flexible subscriptions you can skip or cancel anytime. If you're looking for an easy way to enjoy bakery-quality food at home, I definitely recommend giving Wildgrain a try. The fan-favorite apple cider donuts and other fall seasonal products are back for a limited time, so make sure you order before they sell out. Visit wildgrain.com to get $30 off your first box, plus free croissants for life. Again, that's wildgrain.com/ramit for $30 off your first box and free croissants for life or use promo code RAMIT at checkout. | Personal Finance | ||
YRefyToday's Ramsey Show question of the day is brought to you by YRefy. Defaulted private student loans can derail your money plans, but YRefy helps borrowers explore refinancing options designed to get them on track again. Learn more at yrefy.com/ramsey. That's the letter Y, yrefy.com/ramsey. May not be available in all states. | Personal Finance | ||
Caldera LabThis episode is brought to you by Caldera Lab. Quick confession, in high school, my AOL screen name might have been Pretty Boy Durden and it wasn't ironic because while other guys were collecting baseball cards and playing real sports, I was collecting skin care products and taking my appearance embarrassingly seriously. The problem was that almost nothing was actually made for me. It was either borrowed from my mom's shelf or smelled like a department store had a mild panic attack, which brings me to Caldera Lab. High performance skin care engineered for men, science-backed and clinically tested. The regimen, which I love, is four steps. The Eye Serum for when I look like I've been up writing YouTube scripts until 3:00 a.m. because most likely I have been. The Base Layer moisturizer and The Good, their best-selling serum with over 3.4 million antioxidant units per drop and it's backed by real clinical testing, not marketing claims. 100% of participants, including myself, said their skin looked smoother and healthier and 94% said it made them look younger. I use it every night and these days the only sentient being judging me is my bloodhound. Pretty Boy Durden has been playing the long game since 1998 and consistency beats quick fixes in skin care and in investing. So, if you've been meaning to take better care of your skin, this is an easy place to start. Head to calderalab.com/tyler and use code Tyler for 20% off your first order. That's calderalab.com/tyler. | Investing | ||
CapeYou wouldn't reuse a Bitcoin address, so why does your phone broadcast the same identifier for life? Every SIM has a static ID, and carriers, ad networks, and bad actors all use it to track you. The big carriers have been caught selling that data over and over again. Cape is America's privacy-first mobile carrier. Their identifier rotation feature changes your ID every 24 hours, so you look like a different subscriber every single day. And SIM swaps are off the table. Your number can't move without a 24-word phrase that only you hold. There's also no name at signup, no Social Security number, and there's no profile to build on you. If you're a Bitcoiner in America, I honestly don't know why you'd use any other network. You can head over to cape.co/wbd and use the code wbd for 33% off your first 6 months. That's cape.co/wbd. | Crypto | ||
GeltThis episode is brought to you by Gelt. When was the last time anyone checked your CPA's work? Because we get second opinions on everything. A hip replacement, a boiler estimate, a used Subaru. But the person who's done our taxes since the Bush administration, the first one, just carries on unreviewed. I include myself here. My old CPA could have been using crayon and I'd have signed and said, "Carry on." But my bigger concern is the relationship. Most business owners I know have a CPA who files in the spring and then disappears like a groundhog until next spring. That's compliance, it's not a strategy. Because the moves that change what you owe this year, how you pay yourself, your retirement plan, whether your 9-year-old can be legally employed as a professional paper shredder, nearly all expire December 31st. And if your income bounces around like mine does, a Q4 projection shows where you stand while there's still time to act. That's why I keep talking about Gelt, a proactive, year-round tax team for business owners and high net worth individuals. Start your year-end review at jointgelt.com/collaboration/tyler. That's jointgelt.com/collaboration/tyler. That's g e l t. And the earlier you start, the more they have to work with. | Investing | ||
Real GeeksThis episode of Keeping It Real is brought to you by Real Geeks. How many homes are you going to sell this year? Do you have the right tools? Is your website turning soft leads into interested buyers? Are you spending money on leads that aren't converting? Well, Real Geeks is your solution. Find out why agents across the country choose Real Geeks as their technology partner. Real Geeks was created by an agent for agents. They pride themselves on delivering a sales and marketing solution so that you can easily generate more business. Their agent websites are fast and built for lead conversion with a smooth search experience for your visitors. Real Geeks also includes an easy-to-use agent CRM, so once a lead signs up on your website, you can track their interest and have great follow-up conversations. Real Geeks is loaded with a ton of marketing tools to nurture your leads and increase brand awareness. Visit realgeeks.com/keepingitrealpod and find out why realtors come to realgeeks to generate more business. Again, visit realgeeks.com/keepingitrealpod. | Real Estate | ||
SwanIf you own a Bitcoin ETF, especially if it's GBTC, you need to listen up. Spot bitcoin ETFs provide price exposure to Bitcoin, not direct ownership. You can't withdraw it. You can't self-custody it. And they charge you a management fee every year just to hold it. Well, Swan recently announced Swan Real Bitcoin Exchange and it's ready to use right now. RBX is a structured in-kind exchange that converts your spot Bitcoin ETF shares into real on-chain Bitcoin. It does that without selling on the open market and it's designed to support a tax efficient outcome. So, for example, if you hold GBTC, you're paying 1 and a half percent a year in management fees for Bitcoin price exposure. But by swapping GBTC for real Bitcoin with RBX, you can drop that figure as low as 0% by just holding Bitcoin in self-custody. This is designed in a way that maintains your cost basis and in a manner that supports the deferral of capital gains tax. So if you own a Bitcoin ETF, especially if it's GBTC, you need to talk to Swan Private about RBX today. Head over to swan.com/wbd and book in a call with one of their team. That's swan.com/wbd. | Crypto | ||
GrayscaleCurious about crypto and not sure where to start? Start with Grayscale. Grayscale is the world's largest crypto-focused investment platform and has been in crypto for over a decade. That's a long time when you consider how early we still are in crypto adoption. In markets like these, education matters more than ever. Grayscale provides research, insights, and long-term perspective to help investors better understand digital assets and the evolving crypto ecosystem. Whether you're exploring crypto for the first time or looking to deepen your knowledge, let Grayscale be your guide. | Investing | ||
HuberBig thanks to Jake for coming, but even bigger thanks to Huber Engineered Woods who makes our podcast and Jake's Unbuilder podcast happen. This is a company that Jake and I have relied on for many, many years for fantastic products. But something I think that separates Huber from the rest of the uh manufacturers out there. There's lots of good companies that make good products. Not everybody has the depth of knowledge and the depth of people that Huber has. Uh Jake, give us a quick example of something. I'm putting you on the spot here that you've maybe had someone in the tech department help you with. Well, I would say more than even just a specific example, they answer emails and they answer the phone and they have a full department, not just a guy who's there on Wednesdays. Which there was a manufacturer I called recently and they said he's in on Wednesdays if you want to talk to him. Uh so just the ability to go, 'Oh, I don't know what this is and I'm concerned about what's happening here. What do I need to do to you know?' They're invested in our success. Which every manufacturer should be, but so many aren't. Yeah, that's right. And and they've got a really deep bench of good people. and lastly I'll mention they also have a lot of field reps out there as well. Uh for me in Texas, they have great coverage. No matter where I'm building in Texas, they have somebody, and I forget the total number of reps they have around the country, but every major metro has somebody that you can actually reach out to locally and say, 'Hey, can you come out here? This is my first time using stretch tape or liquid flash. I want to make sure I get the details right.' And they'll And they'll actually respond to that. So, huge thanks to Huber Engineered Woods. | Other | ||
Nudge SecurityHuge thanks to our sponsor, Nudge Security. Here's a question that might make you sweat. How many AI agents are running in your org right now? Not sure? You're not alone. But Nudge Security has good news. Nudge Security now includes AI agent discovery in addition to day one discovery of every other AI and SaaS app. For each agent, you'll see who built it, what it's connected to, and risks like destructive permissions. And Nudge gives you smart automation to engage the right person to fix the risk. No chasing people down for answers. Give it a try for free at nudgesecurity.com/cisoseries. That is n u d g e | Cybersecurity | ||
CapifyThis episode is brought to you by Capify. There are two sides to a loan application, the credit score and the story behind it. At Capify, they look beyond just the numbers. They look at the business owner chasing invoices, paying wages, managing cash flow, and planning the next job. And because every application is reviewed by a real person, they can take the time to understand your business. So, if you're a limited company, it's worth applying even if your credit history isn't perfect. We get it. | Entrepreneurship | ||
Gloss GeniusReal quick before we get started, now I know this from experience both as a business owner and as a former clinic manager. The operations side never gets easier as a clinic grows. Staff schedules, payments, marketing, all of it, pulling attention away from the treatment room. That is unless you have GlossGenius, the intelligent system that does all of that work for you so you can focus on the work you love and watch your revenue grow. GlossGenius is sponsoring this episode and is giving you an exclusive code. Enter code needle at glossgenius.com for 50% off your first 2 months of their MedSpa and aesthetic plans available to US businesses only. | Marketing & Sales | ||
Miles PartnershipLet's take a quick break from the conversation for a word from our episode sponsor, Miles Partnership. Associations don't need generic marketing. They need a partner who understands their mission, members, and advocacy priorities and can move seamlessly from boardroom strategy to campaign execution. Miles Partnership builds marketing and communication strategies from the inside out. Grounded in what motivates your members, the challenges your organization faces, and the outcomes that matter most. That's why organizations turn to Miles, not just for a single project, but as an extension of their marketing and communications team. | Business | ||
NorthbeamAll right, friends. Quick break. This episode is brought to you by Northbeam, the marketing attribution platform that we love over here at Scalability School. If you're a marketer, I mean, you probably agree, right? Incrementality testing is broken. They these tests require tons of labor, spreadsheets, statistical reference and the designing of a test is slow and error-prone. How are you supposed to know what to test in the first place? Right? There's a million factors that can make incrementality testing difficult. But the good news is Northbeam has completely change the game and they fix this. Only Northbeam incrementality automates your incrementality test design and monitoring while protecting you from the major mistakes that plague incrementality testing. Northbeam builds tests using your own MTA data, launches them directly in ad platforms, and automatically monitors them throughout. If something threatens validity, you're alerted before it ruins the result. With Northbeam, you can launch tests in platform with a single click, saving you tons of time and reducing any chance for errors. And when the test concludes, your results flow straight into your MTA, meaning you can easily see results alongside the rest of your data. Incrementality was broken. Northbeam fixed it. | Marketing & Sales | ||
Puffer InstitutionalPuffer is building the ultimate vertical in crypto. Your crypto deserves better yields. Better yields require better infrastructure and Puffer is building it. Puffer liquid staking delivers above market ETH yields secured with up to $5 billion in slashing penalty protection and buffer. Puffer Institutional offers compliant secure above market ETH yields for DATs institutions and large players. Puffer UniFi is the first synchronously composable rollup enabling the next generation of app chains on Ethereum with sub 10 millisecond transactions. UniFi AVS enables pre-confirmations, making Ethereum validators more profitable and roll-ups more scalable. Puffer is premier infrastructure and yield for digital assets. Stake your ETH at app.puffer.fi. | Crypto | ||
DollarwiseYou suck with money. So you download a budgeting app. You start with the classic one, YNAB, but everyone just deletes it because it's way too complicated to use. So you go to EveryDollar. That's Dave Ramsey, the personal finance guy, right? Well, they're going to force you to use it his way. That's not very personal finances. Rocket Money, they got a lot of commercials, but they're owned by Rocket Mortgage. Guess what? They want to sell you in the end. Then there's the new guy on the block, Monarch. Hundreds of millions of dollars of private equity raising so far. But private equity doesn't have the best track record when it comes to private data. That's why I like Dollarwise. Built by these people just like you, for people just like you. No private equity, no gimmicks, just the best budgeting app there is. Download it now. Start the free trial. Dollarwise.com. Link in the description below. | Personal Finance | ||
Arca Wealthcomplexity. Tax planning, RSUs and options, accounts scattered across three different firms, a business sale, a retirement that's closer than it used to be. One adviser coordinates all of it. Arca remembers the tax deadline. Arca knows when your equity vests and when your life actually changes. A new job, an inheritance, an exit, they're already on it, not waiting for you to notice first. You shouldn't have to manage the people managing your money because the luxury was never the wealth itself. It's not having to think about it. Good service remembers, but great service anticipates. Right now, She's So Lucky listeners can book a complimentary financial planning call with an Arca advisor at arcawealth.com/lucky. That's arcawealth.com/lucky. Every Arca Wealth adviser is a fiduciary legally and ethically bound to act in your best interest. Arca Wealth is fee-only. So what you pay is transparent. For important disclosures, please visit arcawealth.com. This segment is a paid endorsement for Arca Wealth. I'm not a client and I have an incentive to endorse Arca Wealth. | Entrepreneurship | ||
FacetHow come everybody teaches you how to save but nobody teaches you the skill of spending money meaningfully? It's a tragedy to end up older and older having atrophied at the skill of using your money to live a rich life. I need you to take this seriously. And if you need help planning your retirement and you want to go into scenarios and more specificity, check out Facet. Facet can help you make a plan that lets you use your money for the moments that matter to you. Facet charges a flat membership fee for financial planning, never a percentage of your assets. And you get access to a team of CFP professionals, always a CFP, always a fiduciary, who help you create a personalized financial plan that meets you where you are. They can help with big things like investments, moving across the country, saving for kids, college, traveling in retirement, estate planning, all of it. Your financial plan should match up with your rich life vision. And Facet can help make that possible without the exorbitant fees. As of the date of this recording, Facet is waiving the enrollment fee for new annual members. And for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to facet.com/rait to learn more about which membership option is best for you. Facet is an SEC registered investment adviser. I'm not a member of Facet and have an incentive to endorse Facet as I have an ongoing fee-based contract for cash compensation based on this endorsement. All opinions are my own and not a guarantee of a similar outcome. | Personal Finance | ||
Instant Hydrationsweat, like if I'm doing cardio, if I'm in the sauna, if I'm doing a hot sculpt class. And it's been such a great addition. It's not chalky. It's not overly salty. It just tastes clean and fruity. And they use real French gray sea salt imported from France, which most hydration brands don't even bother with. They just use table salt and call it a day. There's also no sugar, there's no spike, no crash, just sodium, potassium, and magnesium doing what they're supposed to do. Plus, Aquamin for extra trace minerals. It's the difference between drinking water and actually being hydrated by it. For a better way to stay hydrated, go to instanthydration.com/solucky and use my promo code so lucky for over 40% off your first subscription order. It's Instant Hydration's best offer available. That's instanthydration.com/solucky promo code so lucky. | Entrepreneurship | ||
Copilot MoneyThis episode is brought to you by Copilot Money. Here's a test I apply to everything I download on my phone. Not 'is it good,' but 'is it still on my phone in 6 months?' And almost nothing passes. I have a graveyard of apps I downloaded with real enthusiasm and abandoned in 11 days. The meditation one, the habit tracker, the language app whose owl I think is still angry with me. Copilot Money is one of maybe four things I've kept and the only finance app. It tracks your spending, net worth, investments, savings goals, and budgets in one place, and it's genuinely beautiful, which shouldn't matter and completely does when you're building a habit. It automatically categorizes transactions, so you stop pretending you'll sort your statements this weekend. It tracks subscriptions, which is how you find that streaming service you forgot about and the gym membership you've been emotionally lying to yourself about since February. Works across iPhone, iPad, Mac, and web, and best part, they don't sell your data. It's the only personal finance app to win an Apple Editor's Choice Award and holds a 4.8 star rating for more than 30,000 reviews. 30,000 people downloaded it and they didn't delete it, which is the single hardest thing to accomplish in this category. Go to try.copilot.money/tyler and use code tylertwo. It's Tyler and the number two for two free months. That's try.copilot.money/tyler using code tylertwo. | Investing | ||
Hola PrimeHas actually gone and done has got a third-party audit by the largest of the big four that is Deloitte. Now every prop firm can promise fast payouts or no wrongful denials but no other prop firm has done which is to go on and prove what they claim and have everything audited to show that 98.35% of all payouts were processed within just one hour. Practically an instant payout and most importantly zero denials of payouts were recorded verified by Deloitte. And think how important this is because before you make your purchasing decision on which prop firm you should be working with, this is a prop firm you know you can trust, not just the marketing claims they may make about their payouts and their payout speed. Also, if you prefer trading futures over CFDs, then Hola Prime has dedicated futures challenges. And if you choose to work with Hola Prime, you can choose from your preferred platform, including MT5, cTrader, Match-Trader, TradeLocker, DXtrade, NinjaTrader, and WealthCharts so that you can choose the setup that works best for you. And before you pay anything, you can understand their trader-friendly rules with clear explanations and practical examples. So, if you want to work with a prop firm that actually wants to see you grow, then you should check out Hola Prime. You can purchase your challenge today by using the link in the description or using the code toot for Titans of Tomorrow. And if you do use our code toot, then it will automatically update with a special discount for the viewers of the show. | Investing | ||
RayNeoThis portion of This Week in Tech is brought to you by RayNeo IO smart glasses. RayNeo, incubated by TCL Electronics, is at the forefront of augmented reality and smart eyewear. RayNeo is thrilled to announce its new IO smart glasses. It combines advanced AI and micro optics into retro minimalist eyewear. Their Crown Polygon frames are offered in two colors and their revolutionary optics are powered by cutting-edge Firefly Nano technology. With RayNeo's first and only display tech down to an incredibly thin screen with 97% transparency, the screen that's almost totally invisible. It looks just like an everyday lens, but it magically floats all your important info right in front of your eyes. Like checking time, weather, schedule, email, and stocks, including real-time subtitle translation in 55 languages, and 109 accents, plus AI auto-scrolling for content creators and presenters. Users can experience RayNeo AI and Gemini included at no cost. And for only $9.90 per month, you can unlock other AI models like Claude, ChatGPT, Gemini Pro, and DeepSeek with their AI multi-model bundled subscription service. Real-time AI assistant proactively detects questions during conversations in real time, searches for relevant information, and displays targeted answers directly on the glasses when users wear the IO and activate Live Cues. RayNeo AI helps users stay informed without interrupting the conversation. This eliminates knowledge blind spots and ensures smoother communication. RayNeo has a Life Log which is your ambient all-day memory effortlessly capturing your daily moments hands-free. The glasses act as your second brain remembering what you see and experience so you can stay fully present in the moment. RayNeo has automated journaling, voice memo, the ability to record meetings or sudden inspiration and much more. Check out RayNeo smart glasses today at rayneo.com. That's R-A-Y-N-E-O.com. Thank them so much for their support. I love it. rayneo.com. | Tech | ||
DBMFThis podcast is brought to you by DBMF, the world's largest managed futures ETF. Feel like the world's changing fast? Sure do. Imagine a strategy built to move when everyone else is standing still. Going long or short across global markets is a trend shift. DBMF is made to move differently. A single low-cost ETF offering genuine diversification even when stocks and bonds move together. Discover why DBMF's liquid uncorrelated managed futures strategy could be what your alts allocation is missing at www.dbmf.com/TCF. DBMF made to move differently. The iMGP DBi Managed Futures Strategy ETF's investment objectives, risk, charges, and expenses must be considered carefully before investing. The statutory and summary prospectuses contain this and other important information about the investment company. It may be obtained by visiting www.imgp.com. The fund is distributed by ALPS Distributors, Inc. DBMF is the world's largest managed futures ETF as of July 31st, 2022 with 4.16 billion AUM. | Investing | ||
Betterment Advisor SolutionsWhat growth strategy are leading RIAs using that most firms don't? Segmentation. Some clients' needs are sophisticated and require deep ongoing planning. Some clients' needs are simple, like those in the wealth accumulation stage. The smartest firms know planning shouldn't look the same for every client, but the experience should always be exceptional. Now it can be with Betterment Advisor Solutions. It's the platform built for segmenting your book and streamlining those smaller and simpler accounts. The onboarding experience is automated and paperless. The portfolio management is streamlined and tax efficient. The client experience is consistent and modern. And the impact isn't just felt by your clients. It's felt across your entire practice. Imagine a back office that's humming, a team that's thriving, and a service model ready to scale. Betterment Advisor Solutions. Your biggest regret will be not doing it sooner. Or learn more at betterment.com/advisors. | Investing | ||
EasyOptOutsSpeaking of tools, I wanted to mention the sponsor of this podcast, EasyOptOuts. Now, this isn't just your regular sponsor who just pays good money and ends up, um, on a podcast. Like, we have had EasyOptOuts on here for many years. They're just run by a couple guys. They've been shown by Consumer Reports to be one of the most effective, tied with Optery. But unlike Optery, their plans are $20 a year. There's no, like, tiered subscription model. It's meant to be extremely accessible to people, which is how I think it should be. It's already asking a lot for someone to have to pay to be removed from these sites that they never opted into using in the first place. But EasyOptOuts will opt you out of all of these random people-searching websites on your behalf. You can upload as much or as little information as you want to make it easier for them to find your information, and they work all around the US. They have business plans, so you can also get some discounts at scale. Go visit EasyOptOuts and get started for $20 a year down in the description. Again, I don't think they can make this a better value. They are one of the most effective services out there. Thank you, EasyOptOuts, as always, for sponsoring us, and now back to OpenAI's rogue agents. | Cybersecurity | ||
Artemis Fund ManagersThis episode of Reality Check is sponsored by Artemis Fund Managers. When it comes to investing in financial markets, you've got a choice. You could follow the crowd and buy an index tracker fund, which simply follows an index like the FTSE 100, for instance. That means you get all the companies in it, the strong performers and the weaker ones, too. This is called passive investing. Or you could invest with an active manager like Artemis. Active managers use their skills and experience to actively identify the companies that they think are going to perform best and avoid the ones that they think will underperform. Or to use Artemis's phraseology, actively hunt down healthy profits. Artemis, the profit hunter. Be a hunter, not a tracker. As with all investments, your capital is at risk. | News & Politics | ||
SAPThis episode is proudly brought to you by SAP. Building trusting relationships with clients, it turns out, takes more than simply being an expert in your client's business. It actually is about empathy and being willing to step outside your own comfort zone. To learn more about SAP, the AI cloud ERP for businesses of all size, head to sap.com/grow. | Business | ||
Franklin TempletonHere's a stat that stopped me in my tracks. Private capital is projected to hit 26.7 trillion by 2030. Trillion with a capital T. Institutions have been swimming in private markets for decades. Most individual investors barely a toe in the water. But closing that gap takes more than access. Franklin Templeton brings a scaled private markets platform and wealth optimized solutions to help advisers and investors incorporate private market allocations into their portfolios as they consider long-term outcomes. Private credit, private equity, real assets, institutional caliber capabilities made wealth ready with real people behind it. Honestly, it's the kind of setup that used to be off limits to most of us. Not anymore. Check it out at ftprivatemarkets.com. All investing involves risk, including possible loss of principal. Franklin Distributors LLC, member FINRA, SIPC. | Investing | ||
CME GroupThis podcast is sponsored by CME Group. If you're managing equity exposure, you know that size and flexibility matter. CME Group just launched E-nano equity index futures. At 1/10 the size of micro E-minis, E-nano contracts give active traders precise nano-scaled exposure to four major benchmarks. NASDAQ 100, S&P 500, Russell 2000, and the Dow. Whether you're looking to scale into positions with smaller upfront capital, or fine-tune your portfolio around global macro news 23 hours a day, E-nanos bring you the biggest markets built for your scale. To find out more, visit cmegroup.com/enano. Derivatives trading involves significant risk and is not suitable for all investors. Past performance is not indicative of subsequent results. Our full disclaimer is available at cmegroup.com/disclaimer. | Investing | ||
Grow TherapyThat's why I recommend getting therapy so often on this podcast. And Grow Therapy can help you find the right therapist for you. Grow is therapy that works covered by insurance. Grow connects you to thousands of high-quality licensed therapists across the US that work with your schedule. Virtual, in-person sessions, nights, weekends, they have an option that will work for you. You can search by what matters, by identity, specialty, availability, insurance coverage. You can find a therapist who's the right fit for you. Grow makes it easy to book an appointment in minutes and begin sessions in as little as 2 days. See if you could pay as little as $0 for therapy in seconds at growtherapy.com/res. That's growtherapy.com/res. growtherapy.com/res. Availability and coverage vary by state and insurance plan. | Personal Finance | ||
KnowBe4Huge thanks to our sponsor, KnowBe4. Your employees have always been the target, but the threats they face are evolving. AI empowers cybercriminals to clone a coworker's face, fake a video call with your CEO, or personalize a phishing email using details scraped from your own website. KnowBe4's AI-native security awareness training fights back with 12 autonomous defense agents that allow you to deliver personalized, relevant, and engaging training that adapts as fast as the threats your people face every day. More than 70,000 organizations trust KnowBe4 worldwide. Find out why at knowbe4.com. That is k n o w b e the number four dot com. | Cybersecurity | ||
Fidelity InvestmentsThis message is brought to you by Fidelity Investments. When timing is everything, you need powerful tools and research that can meet you in the moment. With the all-new Fidelity Trader Plus platform, your charts and preferences show up consistently, synced up across all your devices, so you can act fast whenever and wherever you're trading. You can save an order on your desktop at home, get a mobile alert when you're at work, and complete the trade in the Fidelity app without starting over. And with the downloadable Fidelity Trader Plus desktop platform, you have more control with multi-monitor views, enhanced tools, and customization options, and integrated screen sharing. With Fidelity Trading Specialists, try Fidelity's most powerful trading platform yet at fidelity.com/trader. U.S. Fidelity Investments and the Compound are not affiliated. Views, opinions, products, services, and strategies discussed are not endorsed or promoted by Fidelity Investments. Fidelity Brokerage Services LLC, member NYSE. | Investing | ||
ThreatDownHuge thanks to our sponsor, ThreatDown. SMBs face enterprise-level AI-driven threats every day, often sacrificing robust security in favor of operational agility. You don't have to choose between moving fast and staying protected. ThreatDown bridges the expertise gap, replacing fragmented legacy tools with proactive 24/7 MDR that scales with your business. ThreatDown, enterprise-grade defense built for businesses like yours. | Cybersecurity | ||
DripDropHydration makes me feel better, think better, have more energy, and that's why I love DripDrop. That's dripdrop.com, promo code achiever, and get 20% off. | Careers & HR | ||
WhatnotI use Whatnot for live connected community shopping for everything from jewelry and high-end fashion to collectibles and fun things. Just search Whatnot in the app store. | Careers & HR | ||
The Conservation FundProtecting nature is often labeled anti-growth. The Conservation Fund disagrees. They believe protecting land, wildlife, and outdoor access goes hand in hand with economic opportunity. For 40 years, they've moved with market speed to protect at-risk land while supporting local communities. With 9 million acres protected across all 50 states, The Conservation Fund is proving that they deliver lasting outcomes that benefit communities and nature. Learn more at conservationfund.org. | Tech | ||
Blockware SolutionsDo you want to pay less in taxes and stack more Bitcoin? Of course you do. Well, by mining Bitcoin with Blockware, you can. Under Section 168(k) of the US tax code, Bitcoin mining servers qualify for 100% bonus depreciation. This means every dollar you spend on miners can directly offset your income in a single year. And it's true for both business owners and W-2 earners. So if you have $100,000 in ordinary income, you can purchase $100,000 in miners and potentially offset your tax liability entirely. Blockware mining as a service does all the heavy lifting. They secure the rigs, they source the low-cost power, and they handle all the day-to-day maintenance. So you get to stack Bitcoin every single day while drastically shrinking your tax bill. Get started today at blockwaresolutions.com/wbd and use code WBD for $100 off your first miner. That's blockwaresolutions.com/wbd. | Crypto | ||
Forum Asset ManagementBeen meeting the moment since 1996, growing into an alternative asset manager, investor, and developer with over 4 billion in assets under management across real estate, private equity, and infrastructure. They built Canada's largest student housing portfolio and a rapidly growing self-storage business. And the founder and CEO, Richard Abboud co-founded Shift Canada, bringing entrepreneurial risk-taking into Canadian classrooms and empowering young people to embrace failure in the pursuit of innovation. Watch for my conversation with Richard, 2024 Ontario Chamber of Commerce CEO of the Year, on the innovation special. That episode comes out September 1st. To learn more or to invest alongside Forum, visit forumam.com. That's f o r u m a m.com. | Investing | ||
F/m InvestmentsParticularly relevant when you look at how ultrashort treasury ETFs are typically structured. Most pay out monthly cash distributions that investors don't need and don't want. Those distributions come as taxable income that must be reinvested after taxes. Here's an ETF to solve that problem. The F/m Accumulator Ultrashort Treasury ETF, ticker SGVA. SGVA is structured to avoid unwanted taxable distributions and harness the power of compounding inside the ETF. Instead of monthly distributions, you stay invested in ultrashort treasuries and you choose when to redeem based on your personal cash needs. SGVA, built to grow, not distribute. To learn more, visit fminvest.com/sgva. | Investing | ||
addy.ioQuick one, go into your email inbox right now and type in unsubscribe. However, many hundreds of results you just got, that's how many companies have your real email address. So the moment any of them gets breached or quietly sells you out, it's your real inbox eating the spam, the trackers, and the hackers forever. addy.io is designed to fix this entire problem. The whole idea is you stop giving out your real email address and instead hand every single site its own alias that just forwards to the inbox you already have. Think like Apple Hide My Email, except it's open source and you can bring it to any email inbox. And my favorite part is that once you get all your accounts using an email alias, you can always swap the email provider behind the scenes, like moving from Gmail to a private email provider without needing to update every single account's email. And it's possible because you're really just putting Addy in front of your email. It's like your email bodyguard. This also offers a lot of protection. If a site starts to spam you, or you show up in a data breach, or you realize they sold your data because that one specific alias suddenly started getting junk, you just deactivate the alias. It's fully open source, so you're not trusting a black box. And you can even self-host the entire thing if you're that kind of person, which I know many of you are. It's on F-Droid, there are browser extensions and mobile apps so you can spin up a fresh alias right as you're signing up for something. And if you want to go all in, you can even use it with your own custom alias. It's free to start and they have a crazy generous free plan to get started. Visit addy.io or just check them out down in the description. And thank you guys for sponsoring us. Now back to the video. | Cybersecurity | ||
Home and Gift AssociationThis episode is brought to you by the Home and Gift Association, the new name for the Giftware Association. The Home and Gift industry is evolving and so are they. The Home and Gift Association brings together brands, retailers, suppliers, and innovators across the home, gift, and stationery sectors, helping businesses make valuable connections, discover new opportunities, and stay ahead of what's happening in the industry. If you're looking to grow your retail business, they've got an exclusive offer for Resilient Retail Game Plan listeners. You can join for retail membership for just £49 until the end of the year with no joining fee, saving you £99. Membership includes networking events, retailer and buyer introductions, expert business support, industry insights, awards, promotional opportunities, and access to a fantastic community of home, gift, and lifestyle businesses. To find out more, head to homeandgiftassociation.org.uk and use the code resilient49, r e s i l i e n t 4 9, to claim your exclusive listener offer. That's homeandgiftassociation.org.uk and the code is resilient49. | Entrepreneurship | ||
PeblIf you're trying to grow globally, you know that there's compliance and paperwork and a lot of things that you need to worry about and you need help with and that's what Pebl is here for. But right now, there's a limited time offer that makes it even easier to get started if you're growing globally. Just go to hipebl.ai before it's gone. That's h i p e b l.ai. Terms and conditions apply. | Careers & HR | ||
TermPlusI'm hearing a lot of investors asking the same question. Where can I find reliable income in this market without taking equity market risk? That's where TermPlus comes in. It's designed to maintain a steady buffer over the RBA cash rate, providing regular distributions and somewhat of a cushion and diversification on your passive income. To find out more about TermPlus, simply search for TermPlus or head to termplus.com.au where you can find the PDS and TMD. And don't forget to tell them RAS sent you. | Personal Finance | ||
GlazeSupport for this show comes from Glaze. Imagine having an idea and then a few minutes later having a working well-designed desktop app. That's exactly what Glaze helps you do. With Glaze, you can build your own desktop apps just by describing what you want. No coding needed. If you have an idea for an app or even a specific problem that you want to solve, Glaze is for you. Think a tool for your hobby, something hyper-specific for your workflow, or even a fun little game. You name it. Marques loves space so much that we're literally recording this episode in Spain. But you listener, did you know that the NASA API is actually free for you to hit? So, I actually made an app to pull the NASA gallery of all their images and just show me a random image every day. It's super cool and it took me like 10 minutes. And to cap it all off, Glaze apps are real software that live on your Mac. Launch instantly and work offline. And Glaze was developed by the same team behind Raycast. So the design and polish bar is high. Go to glaze.app/waveform today to try it out. New signups get a free welcome pack of credits. That's glaze.app/waveform. | Tech | ||
SuperpowerAs you know, a lot of the guests I sit down with, whether they're physicists, intelligence officers, people who've worked inside black programs, are operating at a really impressive level mentally. Sometimes I feel like I'm a chimp talking to human beings. Often their work takes a toll and a lot of them track their health obsessively. Regular lab work, obscure biomarkers, often things that most people never look at. Meanwhile, last time I went to a primary care doctor, they ran maybe like eight biomarkers and they told me I was fine and sent me home. This massive difference between the ordinary, broken, and limited health care system and what elite people are doing to track their health got me interested in Superpower. The beautiful thing is they make elite level health care accessible. They'll literally send a licensed professional to your home or you visit a nearby lab. One simple lab test and you get over 100 biomarkers, heart, liver, thyroid, hormones, metabolism, vitamin levels, even environmental toxins. After that, their app builds you a full action plan, supplement suggestions you can buy directly through them. Nutritional guidance, lifestyle adjustments, they even give you your true biological age, and you can track that over time. And it's not just a one-time snapshot. Each test builds on the last, so you're actually seeing progress instead of starting from zero every year. Make this the year you stop guessing about your health and you start getting serious with Superpower. Not only did Superpower reduce their price to just $199, but for a limited time, our listeners get an additional $20 off with code ALCHEMY. Head to Superpower.com and use code ALCHEMY at checkout for $20 off your membership. After you sign up, they'll ask you how you heard about them. So, please make sure to mention American Alchemy to support the show. | Science | ||
ProwlerThis week's show is brought to you by Prowler. Uh and of course Prowler does uh you know cloud security checks, cloud security remediation, uh and it's open source. It's based on open source project, but there is of course a paid version and uh Prowler's founder Toni de la Fuente will join us later in this week's sponsor interview to talk about a few things. Some really interesting AI stuff actually. Uh one interesting thing is that uh Prowler's customers now are starting to use their own dashboards that they're creating from prompts. Uh Toni actually shared one of the prompts with me. It was on GitHub and then he's like I can you know he just said well I'll just set it public. So I've linked through to it in this week's show notes, but you can build a dashboard now from a prompt which is just amazing. Kind of annoying to all of those people who wasted all of those dev hours building dashboards pre-AI, but anyway. Um so yeah we talked to him about that and just about how people are using AI to interact with tools uh like Prowler. Uh interesting chat coming up later. | Cybersecurity | ||
Xtrackers by DWSToday's show is brought to you by Xtrackers by DWS. Imagine harnessing the power of global transformation, investing in artificial intelligence, critical technology, semiconductors, and green energy. With Xtrackers' innovative thematic lineup, you can gain access to the ETFs that target these transformational sectors. It's more than investing, it's aligning with the innovations that are shaping tomorrow. Whether you're a seasoned investor or just starting out, Xtrackers makes exploring new opportunities seamless. Find out how at xtrackers.com. Together we grow. All investments involve risk, including loss of principal. Information on the fund's investment objectives, risk factors, charges, and expenses can be found in the fund's prospectus at xtrackers.com. Read it carefully before investing. Distributed by ALPS Distributors, Inc. | Investing | ||
MyBodyTutorDo you want to get in better shape, but struggle to follow through? Here's my solution. MyBodyTutor, t-u-t-o-r, an online coaching program that actually delivers results. Now how does it do this? When you sign up you're assigned a coach. They help you devise a nutrition and exercise plan custom fit to your specific goals and circumstances. And then and this is the key part you quickly check in each day on the MyBodyTutor app to let your coach know how things went. This accountability really helps you follow through. It also puts an advocate in your corner who can help you adjust your plan to whatever life throws your way or notice where you're struggling and offer you timely help. So, if you want to get healthier, you need to go to MyBodyTutor today. And if you do, mention that I sent you and they will give you $50 off your first month. That's MyBodyTutor.com. | Careers & HR | ||
Done DailyHey, I need to take a real quick break here to tell you about the presenting sponsor that made this AI reality check episode possible. They're called Done Daily. They're an online service that connects you with a real coach that helps you build a custom productivity system designed to fit your life. The coach will help you actually get important stuff done. Look, this is not some AI agent or over-featured productivity tool. It's a real person working with you to cut through distractions, face your productivity dragons, and lock in habits that actually get results. So, if you want to find depth in our increasingly distracted world, you need to check this service out. You can find out more at donedaily.com. That's D-O-N-E-D-A-I-L-Y.com. All right, let's get back to our episode. | Careers & HR | ||
PindropHuge thanks to our sponsor, Pindrop. A finance worker joined a video call with their CFO and wired $25 million to attackers. This isn't fiction, this happened. Deepfake video, AI voice, completely convincing. It could be happening in your meetings right now. Pindrop Pulse for Meetings can detect deepfake impersonation before the damage is done. So, go to pindrop.com, that is p i n d r o p .com, and start verifying. | Cybersecurity | ||
ProSharesToday's podcast is brought to you by ProShares. For nearly two decades, ProShares has been at the forefront of the ETF revolution. As investors prepare for the next market cycle, ProShares has a lineup of ETFs that deliver unique exposures to the tech-heavy Nasdaq 100 Index. Whether you're bullish or bearish or somewhere in between, explore what ProShares has to offer at proshares.com. Investing involves risk, including the possible loss of principal. There is no guarantee any ProShares ETF will achieve its objective. ProShares leveraged and inverse ETFs have a daily investment objective. For any holding period other than a day, your return may be higher or lower than the daily target. These differences may be significant. Carefully consider the investment objectives, risks, charges, and expenses of ProShares before investing. This and other information can be found in their summary and full prospectuses on proshares.com. Read them carefully before investing. Distributor, SEI Investments Distribution Co. | Investing | ||
Physician’s ChoiceYou know, me and a lot of my friends were in perimenopause and we feel bloated and sluggish and constipated often, right? And I thought all that was normal until I started taking a probiotic, right? And I love Physician's Choice. Better health really does start in the gut. And that's why I'm going to tell you about Physician's Choice 60 billion probiotic. It's the simplest thing I can do. It's one capsule a day. What I love, it's not just one strain of probiotic. It's 10 different strains all in one simple daily capsule and it survives stomach acid getting where it needs to go. Listen, you don't have to be in perimenopause to want better digestive health. You'll feel better. You'll have more energy. And Physician's Choice is the number one best-selling probiotic on Amazon for a reason. And it has more than 140,000 reviews, so don't just take my word for it. It supports gut, immune, and digestive health to feel less bloated, less gassy, more regular, and lighter. It's developed with a team of doctors. It's the Physician's Choice, and it's made in the USA with a no-questions-asked 60-day money-back guarantee. Go to Amazon or physicianschoice.com and use the code PC Podcast 10 for 10% off your entire order. That's PC Podcast 10 for 10% off. You'll see the best results after a month or so. So, invest in your gut. Subscribe and save for up to 40% off your order. | Careers & HR | ||
CoinSharesThe sponsor of this show is CoinShares. While most of the industry was still arguing about whether digital assets were legitimate, CoinShares was quietly building the infrastructure to invest in them properly. They now manage over $6 billion in assets and have stayed profitable through every market cycle. Fully regulated with the kind of transparency and governance that serious investors actually expect. Whether it's crypto ETFs, active strategies, or Bitcoin mining ETF exposure, you can access all of it through your existing brokerage account. CoinShares, the adults have arrived. Learn more at coinshares.com. This is not investment advice. | Business | ||
NuveenThis message is brought to you by Nuveen. Today's markets don't sit still and neither should your portfolio. As rising rates, inflation, and economic uncertainty continue to reshape the investment landscape, informed investors are looking beyond traditional markets to stay ahead. Nuveen's private markets platform offers innovative solutions across real estate, credit, infrastructure, and natural capital. Strategies built to go beyond traditional market exposure and capture opportunities that stocks and bonds simply can't reach. With decades of experience and the scale to deliver across the full risk-return spectrum, Nuveen is helping investors navigate complexity and build portfolios for the future. Nuveen, unlocking opportunity in private markets. Visit nuveen.com/alternatives to learn more. Investing involves risk. Loss of principal is possible. | Investing | ||
Trust & WillWhat is something big and scary that you have been putting off for months? For a lot of people, especially those who have started a family recently, it's getting a will. It's getting an estate plan set up. And instead of trying to figure it all out on your own, you can work with Trust & Will to get your estate planning handled right away. Trust & Will offers affordable attorney estate plans online that you can create in as little as 30 minutes. Everything is state specific. It's tailored to your needs regardless of what stage of life you're in. And we actually had one of my co-workers create a will using Trust & Will. Here's what she said. Getting started was incredibly easy. In less than an hour, I had a will, power of attorney, last will and testament, and HIPAA authorizations. All of which I downloaded, and if I wanted, I could have them checked by another attorney. Their platform makes it easy to keep these things organized and updated, so your loved ones don't have to manage tons of paperwork down the line. Now, you can use an attorney for your estate plan, but that's not an option for everyone. If you know that you have loved ones that you need to protect, Trust & Will is worth considering. Go to trustandwill.com/ramit to get 20% off. That's trustandwill.com/ramit to get 20% off. Trustandwill.com/ramit. | Personal Finance | ||
CrusoeCrusoe gave us early access to their serverless fine-tuning product, which lets you fine-tune open models without having to deal with infra or provisioning. I thought it’d be cool to try fine-tuning a question generator using the transcripts of my old interviews. Have the models gotten so good that if they had all my research and prep, and they could look at a conversation so far, they could ask a next question better than I would? Crusoe made the implementation super straightforward. I just uploaded the data, picked an open model, and started the run. I didn’t have to touch any of the hyperparameters. Crusoe’s applied AI team maintains optimal recipes for each model, so I just set everything on auto. When the run finished, I deployed it as a self-serve endpoint and built an eval for my team. I had them choose the best next question out of three anonymized choices: one that was produced by the base model, one that was produced by the fine-tuned model, and one that I actually asked. Fortunately, my team preferred my actual questions about two-thirds of the time. Hopefully this benchmark doesn’t saturate. And in the remaining cases, they almost always preferred the fine-tuned model over the base model. Serverless inference is live now, and serverless fine-tuning goes live next week. Learn more at crusoe.ai/Dwarkesh. | AI | ||
NasdaqIndustry, capital and intelligence are converging into a single interconnected system and the infrastructure behind it needs to evolve just as quickly. Nasdaq was built for this moment, powering more than 135 marketplaces and regulators globally and connecting capital to companies shaping the future. As the innovation economy accelerates, connectivity becomes the critical asset. Nasdaq is the leading technology platform that makes it possible and scalable. Learn more at nasdaq.com. | Tech | ||
RayconToday's episode is sponsored by my favorite headphones, Raycon. Raycon's been supporting the show for a while now, and they have some really cool new technology that I'm very impressed by. These are not your run-of-the-mill headphones. In fact, they're called bone conduction headphones, and they're absolutely wild. Bone conduction means the headphones don't go in your ears at all. This is actually the same technology that Beethoven, who is deaf, used to hear back in the day, and Raycon has perfected it. With these headphones, sound travels through your cheekbones directly, and you feel the difference immediately. No alien implants necessary. I've been using these pretty much every day, calls, podcasts, out filming. They're also IP68 waterproof and dustproof. They have 13 hours of battery life, so I'm not thinking about charging them all the time. And what I love most about this company is that Raycon gives you premium performance without the premium price tag. The bone conduction headphones are a game changer. Click the link in our description or go to byraycon.com/jessemichaels with code JESSEMICHAELS to get 20% off. Thanks to Raycon for sponsoring today's episode. | Science | ||
CohesityOur show today brought to you by Cohesity. This is really important stuff. If you listen to this show, you know how sadly prevalent cyber attacks and breaches are. Uh, but there's some advice here from a company that helps you with resilience. This is Cohesity and it's I think uh, boy, if nothing else from the show, this might be the most important piece of advice. After a major cyber attack, recovering everything all at once, which is your natural impulse, isn't always the fastest path back to business. It's not always the right thing to do. Let me let me explain. Once you've been breached, once you've had a cyber attack, once you're down from ransomware, the immediate priority shouldn't be let's get back up and running. It should be restoring a trusted operating core. All right. Just the minimum systems, data and processes that you need to keep critical operations running. Cohesity has a name for it. They call it the MVC, the minimum viable company. And they will help you determine that to prepare a framework for this. They will help you define it, protect it, and recover the things that matter the most first. This is really valuable advice. MVC, it helps organizations identify those are the essential applications, the essential data, the people, the processes required so that you can serve customers, you can maintain communications, protect revenue, meet those critical obligations. And we've seen in the real world examples where companies, you know, struggle to get it all up and running again and they fail. The MVC from Cohesity provides a clear recovery target so that your team can focus resources where they're going to have the greatest business impact. Do you know what that would be today? You might have some idea, but this makes it very explicit. And and when you restore this trusted operating core first, you don't have to, you know, be in a situation where you're just completely out of touch with customers. You can reduce your downtime. You can accelerate the recovery. Everything will happen faster after that. Most importantly, you can maintain continuity while your broader restoration efforts continue because cyber resilience isn't just about getting the systems back online. It's about keeping the business operating when disruption strikes. Learn | Cybersecurity | ||
Pacer ETFsThis episode is sponsored by Pacer ETFs. Internationally broad-based indexes lean heavily toward financials and materials, which rarely drive the growth investors expect and could drag down overall portfolio performance. The Pacer NASDAQ International Patent Leaders ETF, ticker PATN, seeks to access international NASDAQ 100 innovation. Specifically, PATN targets the 100 non-US companies with the most valuable patent portfolios, effectively filtering international exposure through the lens of innovation rather than market capitalization alone. The strategy aims to capture international growth, diversified sector exposure, and access to the alpha generated by international innovation. Learn more at paceretfs.com. Before investing, you should carefully consider the fund's investment objectives, risks, charges, and expenses. This and other information is in the prospectus. A copy may be obtained by visiting www.paceretfs.com. Please read the prospectus carefully before investing. All investing is subject to risk, including the possible loss of principal. Pacer ETFs are distributed by Pacer Financial. | Investing | ||
FAIRWINDS Credit UnionAnd speaking of banks, here's one that actually is on your side. That's FAIRWINDS Credit Union. Unlike the mega banks serving their own bottom line, FAIRWINDS genuinely wants to help you win with money. And it's easy to put off adding another bank to your repertoire because it feels like a hassle. Direct deposit, the auto pay, the whole tangle. But that can quietly cost you, especially if your money is sitting in a dusty old savings account making half a percent. Because with FAIRWINDS, you'll get a high-yield savings account with a competitive APY and a no-monthly-fee checking account, thousands of free ATMs, and the new Ramsey Live Like No One Else themed debit card. It's all part of their smart bundle, which you can get at fairwinds.org/ramsey. | Personal Finance | ||
Helix Sleepeight or nine year old mattress and we said it's time to get a new mattress. So, Lisa and I did a little search. We found Helix. We are so glad we did. And you know what? If you haven't done it yet, fall is a really good time. Whether your current mattress is starting to sag, you know, so you get that back pain or it's jiggly, so you get motion transfer. Yeah. When you were 18, a water bed was fine. Okay. But no, you don't. You know, the dog jumps in the bed, you go, 'Ah, earthquake.' No, you need to sleep like a champ. And Helix makes it easy to find a mattress built around how you sleep. They have over 20 mattress models, but they make it easy to find exactly the right one. You take the Helix Sleep quizzes, which Lisa and I did. It matches you with the perfect mattress based on your personal preferences, firm, soft, what you know, what do you like? And then on how you sleep, on your back sleeper, front sleeper, what your sleep needs are. So, you put all that in there and then they tell you, 'Oh, this is the perfect mattress for you.' In fact, they did and we love it. But don't just take my word for it. Helix did a sleep study, a Wesper sleep study. They measured participants sleep performance after switching from their old mattress to a Helix mattress. Exactly what we did. And that, by the way, what they found was almost exactly what I found. 82% of participants saw an increase in their deep sleep cycle. That's the most important part of sleep where the cerebral spinal fluid comes up into your brain and just washes out all the little prions, all the junk, cleans it all out. We know that that not only means you feel better the next morning, but also it's good for Alzheimer's. It's good for aging. I am getting I'm losing those cells. I cannot afford to lose any more brain cells. So, it's important that I get that deep sleep. Participants on average achieve 25 more minutes of deep sleep per night. And I would say that's almost exactly what I got. I get an hour or more every night now. And that is golden. Participants on average achieve 39 more minutes of overall sleep per night. And of course, Helix Sleep has all the awards, the, you know, tested and reviewed by the experts at Forbes and Wired. They deliver it right to your door. Free shipping in the US. They're made in Arizona on demand, so it's brand new. It's fresh. It smells great. And you can rest easy with seamless returns and exchanges. They call it their Happy with Helix Guarantee. It's a risk-free customer first experience, ensuring you're perfectly satisfied with your new mattress. We are. We love it. Go to helixsleep.com/twit for 20% off sitewide during the fall savings event offer. That's helixsleep.com/twit for 20% off sitewide. The offer ends October 5th. Now if you're listening after the sale ends, don't worry. They still have great deals. Check them out. helixsleep.com/twit. If I were you though, I'd go right now. Helixsleep.com because you deserve to sleep well tonight. helixsleep.com/twit. | Tech | ||
DX>> This season's supporting sponsor is DX. Now that everybody at your company is finally using AI, the question that engineering leaders face is no longer are we using AI, but is it paying off? With DX, you can measure and benchmark the impact of AI adoption across your full product life cycle. DX shows you where AI is helping developers and where it's creating new bottlenecks. You can also use it to evaluate AI vendors, monitor costs and licenses, and see exactly what's limiting your agents. That's why hundreds of enterprises, including Snowflake, Sony, and BNY, use the DX platform to measure AI's impact on developer productivity. Visit getdx.com/lenny to get a demo of DX. That's getdx.com/lenny. | Tech | ||
RightmoveJust before we get into the episode, I want to give a big shout out to Rightmove for supporting this season of Golden Nuggets Movers and Shakers. It's just one part of Rightmove's wider commitment to supporting agents through building success together with industry insight, training, agent advocacy, and business tools, all designed to help you maximize every opportunity. Find out more on Rightmove Hub. I've popped a link in the description for you. We've got new episodes dropping every weekday, so follow along or binge watch the series right here in the playlist. | Real Estate | ||
Blitzy>> This episode is brought to you by Blitzy, autonomous software development with infinite code context. Blitzy uses thousands of specialized AI agents that think for hours to understand enterprise scale code bases with millions of lines of code. Engineers start every development sprint with the Blitzy platform, bringing in their development requirements. The Blitzy platform provides a plan, then generates and pre-compiles code for each task. Blitzy delivers 80% or more of the development work autonomously while providing a guide for the final 20% of human development work required to complete the sprint. Enterprises are achieving a 5x engineering velocity increase when incorporating Blitzy as their pre-IDE development tool, pairing it with their coding co-pilot of choice to bring an AI native SDLC into their org. Ready to 5x your engineering velocity? Visit blitzy.com to schedule a demo and start building with Blitzy today. | Tech | ||
FigureToday's episode is brought to you by Figure Markets. All right, everyone. Who wants a slice of $160,000? Our partner Figure is running a promo where they're giving back to their community. From July 27th to August 27th. Any user who has never completed a crypto-backed loan with them can qualify for this giveaway. Check out the link in my bio for more information. We're living in a world of higher for longer rates, tighter credit, and fewer places to earn real yield. That's why Figure is interesting. Figure is the largest non-bank HELOC lender in the United States with over $22 billion unlocked for homeowners. They're now applying that same concept and innovation to crypto-backed loans and real-world asset yield. If you're holding crypto, Figure lets you borrow against it at 8.91% interest, which is 9.999% APR with a 50% loan to value, giving you liquidity without selling, without triggering taxes, and without stepping out of the market. They use a decentralized MPC custody, so assets stay in segregated wallets, protected from rug pulls, and they've introduced liquidation protection to help manage downside volatility. And for investors looking for yield, Democratized Prime offers up to 9% APY paid hourly backed by real-world private credit, real cash flows, and not speculative token emissions. Figure is building a new capital market on blockchain, and now you have access to the upside. Check them out using the link below. | Crypto | ||
GalaxyOneToday's episode is brought to you by GalaxyOne. A lot of people got their money working for them. But the question now, how hard is it working? Well, the folks over at GalaxyOne, they're taking a very different approach. Everyone earns 3.5% APY using GalaxyOne Cash. And if you make over $200,000 a year, that means you're probably an accredited investor. And then you can earn up to 8% on your cash guaranteed by Galaxy Digital. The best part though is that you can actually set it so that your yield immediately is reinvested into your favorite stocks, crypto, or ETFs. You don't got to think about it every single month. It just automatically does it for you. That's why I love GalaxyOne. So, if your cash isn't working as hard as you are, then it's time to make a move. Check out the link in the description and start earning today. | Crypto | ||
LavaThis episode is brought to you by Lava. The Lava card is the first credit card that allows you to earn up to 5% back in Bitcoin on every single purchase. Most cards have steep annual fees and unclear points programs, but the Lava card offers a much better deal. Earn real Bitcoin every time that you spend. Plus, there's no annual fee. There's zero FX fees and zero spread when you spend internationally. On top of that, Lava gives you access to a Bitcoin line of credit, yield on cash, instant stablecoin deposits and withdrawals, on and off ramps to and from your bank account, and much, much more. With Lava, you can borrow against your Bitcoin at the lowest rates, earn yield, move money globally, and stack Bitcoin with each and every purchase you make. Most financial services squeeze you with high fees, confusing rewards programs. Lava keeps it simple, and they help you build your long-term savings via your everyday spend. Visit lava.xyz/pmp to get started in just a few minutes today. lava.xyz/pmp to get started today. | Crypto | ||
Boost MobileNow, getting scammed and spammed is the worst. But, you know what else I think is criminal? Paying too much for your phone bill. And it's why I'm also a big fan of Boost Mobile, another sponsor of today's episode. Their unlimited plan is just 25 bucks a month forever. No contract, no hidden fees, no price hikes, no hijinks. So, you can talk all you want to whoever you want unless they're a scammer. Hang up on that guy or gal or AI bot, or sing to them if you want to waste their time. Making the switch is easy. It takes just a few minutes. You can likely do it from your own home. So, bring your phone, keep your number, get started at boostmobile.com/ramsey or click the link in the description. $25 forever requires customers to remain active on Boost Mobile unlimited plan. | Personal Finance | ||
Davis AdvisorsIt's tempting to believe successful investing means constant action, but often the opposite is true. Davis Advisors have spent decades demonstrating that discipline, research, and patience can be more valuable than frequent trading. Through Davis Portfolios, the team invests with conviction in businesses they believe can create lasting shareholder value. If that approach resonates with you, visit davisadvisors.com. Before investing, you should carefully consider the investment objectives, risks, charges, and expenses. The prospectus or form ADV contains this and other information. You can obtain a current prospectus or form ADV by calling 1-800-279-2279. Investing involves risks, including possible loss of principal. | Personal Finance | ||
MaterioIf you've been running your firm for a few years now, you've probably got a system in place. And I do use that term loosely. It's going to be a mix of apps, some spreadsheets, maybe a project management tool that was close but never quite right, and you are still the one holding it all together. But here's the thing, most tools were not built for the way interior designers actually deliver projects. Materio, from concept to handoff, approvals to procurement to billing with QuickBooks Sync built right in. One connected workflow. Interior Collective listeners get 50% off their first month at getmaterio.com. Free for 14 days. No credit card required. That's M A T E R I O, getmaterio.com. | Entrepreneurship | ||
1inch$540 million. That's how much concentrated liquidity sat idle in a given week in the first half of this year. About 30% of the DeFi TVL, if you're wondering. That's according to Dune research commissioned by 1inch, but there's a solution. 1inch Aqua is the new shared liquidity platform. It lets LPs back multiple positions with the same token balance and keep their tokens in their wallet till a swap comes. Why does that help? Because LPs don't have to split their tokens across positions. They can cover more market conditions and pairs with their full balance. That means more activity across deeper liquidity. See how it works at 1inch.com/aqua. Remember that providing liquidity carries risk and fees aren't guaranteed. | Crypto | ||
AntithesisBut with software, you can actually test them. The Antithesis software testing platform runs your system through thousands of parallel histories, letting you explore any counterfactual you want. How does your software perform if a packet gets dropped? What about when the network drags, or the machine dies mid-write? Importantly, you don't have to come up with these counterfactuals. One big problem with traditional testing is that it only covers the distribution that you know. To test for a bug, you first have to imagine it. These tests are sort of like the Flower Wars. The Aztecs' success in these ritual battles against known rivals made them feel like the best military in the world, but they're still unprepared for Cortés. Antithesis solves this by steering your tests for you, injecting faults and making things as adversarial as possible. That way, your software gets tested against scenarios you'd never imagine, but that could still arise in the real world. Go to antithesis.com/dwarkesh to learn more. | AI | ||
Arch PublicToday's episode is brought to you by Arch Public. Arch Public has just expanded its agentic trading platform beyond crypto, so pay attention. This is a big one. Now they are automating strategies across stocks, commodities, and ETFs, and I think that this is going to be huge. You can now automatically take profits when one market hits new all-time highs and rotate that capital into other markets showing more opportunity. Whether you're rotating capital into AI stocks, gold, if you're investing in the S&P 500, or you're accumulating Bitcoin, Arch Public brings real discipline and automation to your investment strategy. Additionally, they've launched a powerful new tax loss harvesting tool. With crypto being so volatile and its exemption from the wash sale rule, Arch Public can offset gains with losses without compromising your long-term positions. It's exactly what every serious investor does. Institutional grade automation that works across every major asset class. There's no more emotional trading, no more missing tax opportunities, just smarter, hands-free execution of your preferred strategies. Go to archpublic.com right now. Connect with their team, set up a time, bring your account, and if you'd like, then you can learn what automated trading can do for you. archpublic.com | Crypto | ||
AtlasFirst up, we have Atlas. They really are the 2.0 CRM. They're built from AI from the foundations. So, if you're a recruitment business that truly wants to be AI native, AI first, then they are the business that you need to check out and look at for your company. | Careers & HR | ||
BioVitalisNumber three, if you are interested in any of the peptides that we talk about here on the podcast today and you're looking for an amazing place to go get your peptides, where I personally get my peptides from, where I found it to be extremely high-level quality of product, extremely fair with their pricing, great customer service is BioVitalis.org. BioVitalis.org. Again, in the show notes or the description, there's going to be a link where you can go check them out. There is a discount code that they provided for all of all of those watching or listening to this podcast, GSD10, that you can utilize at checkout where you can save 10% off. If you're anything like me and you like to save a few bucks, you can go ahead and utilize that. All right, enough on all of that. | Real Estate | ||
GranolaWe are sponsored this week by Granola. So, I have an odd job—not the bad guy—but a unique job wherein I don't really have meetings, but we wanted to make sure that Granola was the real thing. And so John and I had a meeting and we talked about ATP membership stuff and we talked for like something like an hour, hour and a half. And while we were talking, Granola was there listening and capturing meeting notes for us and a transcript as well. And this worked out really well because one of my big failings when I had a jobby job was that I would oftentimes record the bare minimum amount of action items, particularly for myself, that I would then look back on later and be like, I have no idea what these words mean. And I'm the one who wrote them. I lost the context completely. So, Granola is an AI-powered notepad that makes your meeting notes look useful. It captures what happens in your meetings and turns it into clean structured notes with decisions and action items pulled out and made easy to find. So, like I said, action items are pulled out and made easy to find. So, at the bottom of the notes that Granola generated for our meeting, there's next steps. And one of the next steps—I'm reading this verbatim—is, uh, approve sponsor product in the doc assigned to Casey, which is exactly right. That is one of the things that I needed to do. And this is very helpful because not only does it tell me what I need to do, but I can click on that line item and get a transcription summary. And then if I really want to go back to the actual transcript, I can do that as well. This makes it really hard for me to lose context, which is really, really helpful. So once you try it on a first meeting, it is hard to go without. You can try it totally free. You can head to granola.ai/atp. That's granola.ai/atp to get your time back. Go to granola.ai/atp and try it on your next call. Thank you to Granola for sponsoring the show. | Tech | ||
Ground NewsSo, when I was at your house yesterday, Kristen, we were looking at our favorite news source, Ground News. And if you don't mind pulling it up, the main headline here is that Anthropic's IPO prospectus shows sweeping AI vision and surging costs. But on Ground News, what you can see is you can see a breakdown of the coverage by political affiliation. This story was predominantly covered by the right with a 44% bias in that direction. But Kristen, if you scroll down on the left, the headlines that are left-leaning, all loop-in languages about like financial loops and, you know, doomsday scenarios. If you guys are interested in following along, you can save 40% with our link at groundnews.com/skinny. Again, that's groundnews.com/skinny and you'll save 40% on your subscription. | Investing | ||
Investor Health99% of Warren Buffett's wealth was accumulated after his 50th birthday. The asset that made that possible was not in his portfolio though. It was his health. The first rule of investing is you actually got to be around to compound. Investor Health is a platform that we recently created and I want you to go test it to tell us what you think. Investor Health is for people who take their body as seriously as their portfolio. Weight, metabolism, energy, longevity, GLP-1s, NAD+, B12, all prescribed by licensed clinicians. Here's how it works. You complete a short online form. A board-certified clinician reviews it and decides what's right for you. Your medication is compounded and shipped to your door and most patients in 48 to 72 hours receive it. No office visits, no referrals, no waiting rooms. Programs start at $149 a month. It's about $5 a day and it's HSA and FSA eligible. No contracts, cancel anytime and it's available in all 50 states. Go to investorhealth.com to learn more and go long on life. You got to be around to compound. investorhealth.com Investor Health is a telehealth platform, not a medical provider. Medical services are provided by affiliated licensed clinicians. Compounded medications are not FDA approved. Individual results may vary and treatment requires evaluation by a licensed provider. Terms and conditions apply. See investorhealth.com | Crypto | ||
KetoneI've seen a lot online again about how to find your flow. That feeling when everything just clicks, distractions disappear, and suddenly you're operating at your very, very best. But most of us treat flow like it's something that just happens randomly. But when you're operating at the highest level, you can't just leave that to chance, or at least you don't want to. Bad days are expensive, and you need to be able to zone in on demand. That's the idea behind our sponsor, Ketone IQ, a company I've invested in and become a co-owner of because I've seen for myself the profound impact it has on me as a podcaster. Sometimes I'm here with an investor or a business person or a philosopher or someone talking about menopause, whatever it might be. I need my brain to be sharp. Ketone IQ is a premium focus fuel for your brain and delivers sustained mental clarity and focus so you can be more intentional about creating the conditions for focused work. And it's no longer just chance because your best work shouldn't have to depend on a lucky moment. So, go to ketone.com/steven for 30% off or you can head to CVS and get your first shot for free. That's right. Ketone IQ is now available at CVS locations nationwide. | Business | ||
OutSystemsSo glad you're here. Our show today brought to you by OutSystems, the leading agentic systems platform. OutSystems helps their customers modernize operations by enabling them to build, modernize, and operate enterprise systems starting from any coding tool in and this is really important. A governed, there's a word you want to hear, governed agentic engineering model. It's time to innovate at the speed of AI, but without compromising quality or control, which is why thousands of enterprises worldwide trust OutSystems for those mission-critical apps. We're not talking theory here. We're talking real world experience and massive operational wins. You could find so many examples on their website, but I'll give you one. Uh, the leading global retailer that was struggling to keep up with their rapid expansion. They used OutSystems to build AI agents that automated the invoicing and translation processes, shifting 95% of their daily store operations to a new digital app, saving thousands of hours of manual work. Now, now that's an internal system, but they also can be used for customer-facing systems like the major global logistics giant that was drowning in technical debt. Their engineers are spending their weeks manually firefighting by reviewing platform logs by hand. Have you ever done that? No fun. By using OutSystems, they built an AI log review agent in just 5 days. And that one agent now saves them 1,600 engineering hours every year. Which means that team instead of sitting there going through the paper let's can focus on real innovation real work instead of reactive maintenance. Even in modern digital banking companies are using this platform to standardize and automate complex financial workflows delivering secure personalized experience to their customers at paces their competitors cannot match. OutSystems it gives you the flexibility to deploy how you want and the governance. Got to have that to do it safely. So stop chasing the hype. Start building systems that actually scale securely. Learn more at outsystems.com/twit. That's outsystems.com/twit. | AI | ||
Pioneer Seeds CanadaThis land isn't just in your blood. It's under your fingernails and worn with pride. It's not a job. It's your livelihood here. Overtime is all the time. But you wouldn't have it any other way. It's written into your DNA. It's what you thrive on. And while farming will never be easy, we can make it better. Introducing the Pioneer 100 series. Meaningfully different canola hybrids. | Agriculture | ||
Taptap SendMy team and I have been traveling to the US more frequently for our global guest. And one thing that's a big challenge for a lot of Indians there is sending money back home. Either the exchange rate is bad, the transfer is slow or there's worry about whether the money will reach safely or not. That's the exact problem Taptap Send solves. With Taptap Send, you can send money from the US and Canada straight to an Indian bank account or UPI. They offer competitive rates. The process is simple and you can do it from home. And that's why it's trusted by more than 15 million people globally. And with the festive season coming, it's so much easier to send money to your loved ones so they can celebrate without any weight or worry. Taptap Send is also giving our viewers a special bonus. Just use code FIGURINGOUT to learn more about Taptap Send. Check the link in the description below. | Entrepreneurship | ||
Coveronbrought to you by Coveron. Okay. So I'm sure because you're smart, you've got a password manager, right? Maybe you have an antivirus. You got credit alerts on all your credit bureau stuff. All good stuff. Here's the thing nobody talks about, though. You can have all that stuff, but when you get bit, when a scam actually works, and by the way, I do too. And I got bit, those tools might tell you it happened, but they don't get your money back. They don't help you fix it. And scams are really working. If they can fool me, they could fool anybody. The FTC says Americans last year lost more than $15.9 billion to fraud. These days, the scams, the reason is they don't look fake. They look real. They're written by AI. The English is perfect, the Italian is perfect, whatever language. No typos, no obvious red flags, just a message that looks like it's uh your bank. In my case, it looked like it was my phone company. T-Mobile said, 'Hey, you're going to lose all your T-Mobile points. You could get free headphones if you just click this link.' I said, 'Oh, I don't want to lose my T.' Turns out there are no T-Mobile points. After I gave it one credit card and then it said, 'No, that's no good. Give me another one.' And I gave it another. Then I said, 'Wait a minute. Hold on. That's how easy it is. One click, boom, and it's over in minutes. That's why I need Coveron and that's why you need Coveron. Coveron watches the dark web for your personal information. Alerts you when your data login or payment details are exposed because that's what happens, right? They get the credit card, they sell it on the dark web so you can act before someone starts using it, right? Before someone steals your identity. Coveron tracks changes to your credit. That's very handy. Helps stop fraudsters from opening new loans in your name. And here's the part that stands out. Coveron steps in when money is on the line. You get up to $100,000 in coverage if you're hit with cyber extortion or online fraud. And you get real people who walk you through recovery step by step. So you're not spending, as I did, weeks on the phone with banks trying to fix it yourself. Coveron even offers up to $2 million in identity theft coverage, including the worst case somebody uses your identity to take out a loan. That could add up. To check it out, go to coveron.com/macbreakweekly. Use the coupon code macbreakweekly. By the way, Coveron also has family and couples plans. One plan, one dashboard. It covers the kid whose social security number could show up in a breach. And the mom or dad who's one convincing text away from getting phished. Tools reduce risk. Insurance reduces loss. Coveron gives you both. One scam could cost you everything. Protect yourself now. First 100 users get 20% off with the code macbreakweekly at coveron.com/macbreakweekly. Again, that's coveron.com/macbreakweekly. The code is macbreakweekly. | Tech | ||
DoppelThis portion of Security Now brought to you by Doppel. AI has made social engineering attacks more convincing than ever. My Doppels, my doubles, my doppelgangers sound and look just like me. And don't think they can't do it with you. It only took, I think it was 15 seconds of my voice to duplicate it. AI has made social engineering attacks more convincing than ever. From phishing emails that look like the real thing. You've seen those fake websites. But it gets even more sophisticated with deepfakes and impersonation. You saw maybe the story was six months ago about the CFO, the chief financial officer who wrote a big check because he thought he was on a Zoom call with the chairman of the board, the board of directors, the president of the company. He saw them. They were in a Zoom call. Except they were all deepfakes, but it fooled him. It's becoming harder and harder to tell what's real from what's designed to deceive. And that's why organizations need more than a collection of point solutions. You need a unified approach to stop these attacks before they reach your people. You need Doppel. Doppel is an AI-native social engineering defense platform. Doppel strengthens human risk management by training employees to recognize deception. It provides digital risk protection across every channel and delivers agentic email security that doesn't just score the inbox, but takes down the attacker infrastructure behind the message. You heard me right. They actually take it down. So, not only is that message blocked, but they can never send another one. Doppel protects against the entire social engineering attack chain. With one comprehensive platform, you get digital risk protection which detects threats across multiple channels, links alerts into a real-time threat graph. You can see what's going on. It's like radar for attacks. It uses AI-driven infrastructure disruption. AI, this is so cool. AI-driven infrastructure disruption to stop attacks at the source. And the insights. It has phishing simulations and security awareness training. So your employees are getting trained on what's happening right now. It strengthens your defenses through next-generation training and testing. Then they've got this great email security which inspects every message, traces it back when it says this is malicious to the attacker infrastructure behind it and helps take that infrastructure down so the campaign can't target your organization again. It does it all automatically. Doppel also offers best-in-class integrations and partnerships so you don't get rid of your existing stack. It works right alongside all the stuff you know, use, and trust. You're going to love Doppel. Join hundreds of companies already using Doppel to protect their brand and people from social engineering attacks. Doppel: outpacing what's next in social engineering. You can learn more at doppel.com. That's D-O-P-P-E-L.com. | Cybersecurity | ||
OctopusBot AIAll right. Well, before we get too far into it, a quick check in from the episode sponsor, OctopusBot AI. Tell me more. Well, if you're anything like us, you've probably spent a fair bit of time staring at weather apps hoping it'll tell you what's actually going to happen. Does that resonate with you fellas? Have you ever come across that? But I wish I had a crystal ball. I reckon if you listen to tomorrow's episode, there's a fair bit of jibber about that in there. Uh, that's where OctopusBot comes in. It goes beyond your standard weather forecast by combining detailed weather data information from your farm and AI yield models to forecast weather and yield right through to harvest up to seven months ahead. That's impressive. That's crystal ball stuff. Sweet. This whole season. Imagine knowing the future. It's just another tool in the toolbox to help you spot risk early and make a few better calls before the season gets away from you. Win-win, mate. Who doesn't want to make more informed decisions? If you want to check it out, they got a free trial over at octopusbot.ai. Have a look at it. Reach out to them and their contact information will be in the show notes. Thank you very much to OctopusBot AI for coming on board. That's tremendous. Much appreciated. | Agriculture | ||
PocketSmithEach chapter of your life brings different financial needs. You might be saving towards something huge, changing careers, or you might be rebuilding after life throws something at you that you absolutely did not plan for. And that's where PocketSmith comes in. It brings your accounts, spending, and budgets together so you can see what your financial life looks like right now, and then make decisions based on that, rather than somebody else's idea of where you should be. So, instead of asking, "Am I where I'm supposed to be financially?" a better question is, "What do I want my money to make more room for right now?" So, for our Climb listeners, you can get 50% off your first 2 months of PocketSmith's Foundation Plan. Just head to pocketsmith.com/theclimbpodcast to check it out. | Marketing & Sales | ||
ThreatLockervery very fine controls to prevent AI applications and their users from receiving unnecessary administrative privileges while giving them the privileges they actually need. This is zero trust done right. But it's not just zero trust for endpoints. It's zero trust network access and zero trust cloud access. Those policies are vital nowadays to restrict resources to authorized users, approved devices, permitted applications. And the best thing about ThreatLocker, it works on Windows, Mac, Linux, everywhere you are. It provides the best US-based support engineer to engineer 24/7. That's why organizations like JetBlue trust ThreatLocker, Heathrow Airport, the Indianapolis Colts. The Port of Vancouver relies on ThreatLocker to keep the ships moving. Ask Jack Thompson. He's director of information security, risk, and compliance for the Indianapolis Colts. He said, quote, "With ThreatLocker, we have the ability to centralize disparate elements in the security stack." End quote. And with that centralization, you get observability. You can see what's going on and you can control it. ThreatLocker gets constant praise, constant industry awards. Uh, as an example, they were just recognized as a strong performer in the January 26 Gartner Peer Insights Voice of the Consumer for Endpoint Protection Platforms, ranked number one in application control by PeerSpot, winner of the best zero trust security solutions at the 2025 TIC Awards, and on and on and on. You can see it all at the website threatlocker.com/twit. Don't forget that part. AI governance requires more than just an acceptable use policy. ThreatLocker gives security teams the technical controls to define which AI tools are approved, who and what can access them, and how those tools are allowed to interact with business systems and data. If you're listening to this show and you're thinking, "What do I do to protect myself?" Visit threatlocker.com/twit to get a free 30-day trial and learn more about how ThreatLocker can help mitigate unknown threats and ensure compliance. That's threatlocker.com/twit. And if you're listening to this show and saying, "What do I do?" That's the first step. We thank him so much for supporting Security Now. Steve, | Cybersecurity | ||
DeelWe get it. Global payroll can be a headache. Most teams use 10, 15, or even 20 vendors. And everyone is another reconciliation or compliance risk. But companies like Shopify, Revolut, and Hugging Face are consolidating effortlessly with Deel. Hugging Face replaced five payment tools with one and cut processing time in half. And Revolut manages 450+ employment contracts across 26 countries. Build your global team with Deel. Visit deel.com/nickday. | Careers & HR | ||
IFP LabsEver chase a test result at 5:59 p.m. on a Friday? Yeah, we've been there, too. That's why we're proud to be partnered with IFP Labs, a lab network that actually gets what it's like to work in food. They support businesses across Europe with accredited testing for food, feed, swabs, water, and more. And they do it with a quick turnaround, expert insight, and genuinely reliable service. IFP Labs is a laboratory network made up of companies who we know and trust because they're already supporting the people behind the products you love. Check them out at ifpenlabs.com and breathe a little easier next time you've got a product launch riding on that test report. | Careers & HR | ||
MaticLet me tell you about the best new product that I've used in the past 5 years. It's the Matic vacuum. This thing vacuums, it mops. Matic does everything. Other robots bump into things, but the Matic sees things. It actually avoids the problems. And the Matic automatically adjusts between my carpeted surfaces and my hardwood floors. It's also super easy to schedule. I have it run every night while I'm in bed, and every morning I wake up to clean floors. Messes happen, and when they do, Matic rolls into action. Go to Maticrobots.com today and put Matic to work for you. | Business | ||
NOANSupport for this show comes from NOAN, the company that builds a fact layer for your brand and business. Sometimes, your marketing is a mess. Your positioning is a brand book PDF. Your messaging is a doc only three people can find. Your agency has its own version of both. That's not a source of truth. And your AI effort is sitting on top of all of that and guessing about what's right. NOAN fixes that issue. NOAN coordinates everything into a single brain and standardizes every change system-wide. A brain built on facts for your team, both human and agent. Get NOAN for fact's sake. Go to getNOAN.com/cmo. | Marketing & Sales | ||
OutshiftAll right, before we dive into our rapid-fire, Paul, this episode is also brought to you by Outshift, which is Cisco's incubation engine for frontier technology. So multi-agent AI is in every enterprise roadmap right now. But here's the problem that everyone is facing. Agents can pass messages, but they can't think together. The system silently underperformed through cognitive failures like misreadings, unverified claims, and false consensus that conventional monitoring cannot detect. Now Outshift by Cisco is building the fix, what they call the internet of cognition. This is an open-source foundation for building multi-agent systems from design to production, with shared context, shared memory, and guardrails to drive the results we actually expect from AI. You can go learn more about this by reading the paper, experiencing the demo, and grabbing the code from Outshift.com. That is Outshift.com. | AI | ||
Pure BookkeepingThis episode of The Successful Bookkeeper is brought to you by purebookkeeping.com, the proven system to grow your bookkeeping business. | Entrepreneurship | ||
Shero CommerceThe Global Commerce Series is brought to you by Shero Commerce, a Shopify Premier Agency helping mid-market and enterprise brands migrate to optimize and scale on Shopify. Since 2010, they've been creating e-commerce experiences across platforms with expertise spanning migration, B2B, D2C, SEO, AEO, and growth marketing as well. Their approach is simple: understand the challenge, build the right solution, and help brands grow for the long term. | Entrepreneurship | ||
Ultra PouchesToday's podcast is brought to you by Ultra Pouches. I used to rely way too much on caffeine and nicotine just to keep my energy up throughout the day, but half the time it would just leave me feeling more on edge than focused. That's why I started using Ultra Pouches and they've been a complete game changer for my focus and energy levels. The biggest difference is Ultra Pouches are completely nicotine and caffeine-free. Instead, they're made with ingredients like Infinity PX, L-theanine, Alpha GPC, and vitamins B6 and B12, designed to give you smooth energy and focus without relying on nicotine or caffeine. I've tried a few of the flavors, but watermelon is easily my favorite. They also have cool mint, tropical, wintergreen, and blue razz. I've also noticed Ultra helps when I'm trying to avoid snacking and staying on track throughout the day. And lately, I've been seeing these things everywhere, so they're definitely starting to catch on. Ultra is the ultimate guilt-free pouch, delivering instant focus and mental clarity without nicotine or caffeine. New customers can use code wideopen to get 15% off at takeultra.com. That's takeultra.com for 15% off with code wideopen. After you purchase, they're going to ask where you heard about them. Please support the Live Wide Open podcast and tell them that we sent you. | Entrepreneurship | ||
VeritoDo you struggle with the AI spookies of knowing what's even okay to do, what's in bounds, what's out of bounds? I asked my IT help and they just tried to make me use Copilot. Red flag. Here's the thing. Now, there's an easy answer, okay? And that easy answer is Verito. Verito, they are a hosting provider. They're a full IT department in a box. Thank you, Verito. This is the sort of proactive leadership that we need from the people in the know, right? If you need better hosting, which by the way, if you're paying your tax software provider for hosting, uh never do that. That is a big no-no. Verito does hosting, but they also will be your entire IT department as well. To learn more about Verito, check out the link down in the show notes. | Entrepreneurship | ||
World WatchHere's something that keeps a lot of parents up at night. Kids are growing up with more access to information than ever before in history. But most of the content is calculated to keep them distracted, make them mad, and keep them scrolling, not help them think for themselves. World Watch exists to be the antidote to the algorithms. World Watch is a video news service built specifically for pre-teens and teens. They're daily 10-minute videos that explain what's happening in the world through a factual Christian worldview. No outrage, no noise, just clear reporting you can watch together and that your kids can actually understand so they can come to the dinner table engaged and curious instead of worked up or zoned out. And I love that World Watch doesn't talk at kids. It gives families something to talk about. Because when my kids are older, I want them to be able to think for themselves and separate news from noise. And right now, you can try World Watch free for 30 days. Click the link in the description or go to worldwatch.news/ramsey and use promo code Ramsey to get started. The Ramsey offer includes your first full month free on top of the standard 7-day trial. That's worldwatch.news/ramsey. | Personal Finance | ||
AnchorWatchEvery Bitcoiner eventually has to answer one question: if something happened to me, could my family access my Bitcoin? Would my children inherit what I've spent years stacking? That's why AnchorWatch builds Bitcoin custody solutions designed to protect you and your family against real life accidents, errors, kidnappings, and even death. Every solution includes their inheritance protocol designed to help your Bitcoin reach the people you intend it for. And US-based customers can also add Bitcoin insurance backed by Lloyd's of London. Whether you're a self-custody expert or want multi-institutional support, your Bitcoin estate plan should not be an afterthought. Bitcoin is only generational wealth if it can be passed down. So, make sure your family can access tomorrow what you've built today. AnchorWatch is your custody, your way. So, visit anchorwatch.com to get started. That's anchorwatch.com. | Crypto | ||
BitkeyOwning your Bitcoin should feel secure even when life doesn't go as planned. Phones can get lost, devices break, backups go missing, right? Bitkey is built for exactly those moments. No seed phrase, a screen that shows you exactly what you're approving, and recovery and inheritance built right in. No subscription needed. Download Bitkey today and use promo code stories for 10% off. This episode is sponsored by Bitkey. | Crypto | ||
CroissantBefore we get into Gen Z and our generational differences, Kyle, what's your favorite thing about Croissant? Warm, buttery, soft inside. The type of pastry that can cheer you up even on your darkest days. Those perfect crispy flakes. Whoa, whoa, whoa, whoa. You need to chill about your love of Croissant. And I meant the other Croissant, the workplace orchestration company that's used by the most dynamic HR and finance leaders to enable access and governance to co-working locations across the US. Oh, that Croissant. Yes, don't even get me started. The ability for distributed teams to have instant access to a curated network of professional workspaces that enforces spend controls automatically at the moment of booking and allows people ops to see eNPS move with access where every in-person moment ties back to your engagement data so you can see how in-person access correlates with that sentiment without standing up a separate survey tool. Whoa, you might love this Croissant more than the pastry Croissant. I think I actually do. And for HR leaders who want to fall in love with another Croissant, go to getcroissant.com/pmle. Croissant handles the sourcing, bookings, and vendors for your distributed teams all in one place. Try Croissant now and they'll host lunch for you and your team in a Croissant space. Go to getcroissant.com/pmle. | Careers & HR | ||
Fountain LifeEverybody welcome to the health section of Moonshots brought to you by Fountain Life. You know we talk about AI on this Moonshots podcast all the time. One of the most important things AI is going to be able to do for you besides educating your kids and helping you with your taxes is making sure that you're living a healthy lifestyle that you get a chance to get to 100 plus. I'm here today with Dr. Don Mucalem, the chief medical officer of Fountain Life and a part of my medical team. Don, a pleasure. Great. You know, the thing that people are concerned about most about living to 100 or 120 is their cognitive abilities, making sure they don't have dementia and uh the numbers about dementia are problematic. Uh, can you share what you've learned? Such an important point and you're right at Fountain Life, our members, the number one thing people are most concerned about is losing their brain health, forgetting the name of their child, forgetting the face of their loved one. We know that when it comes to dementia, the conservative estimates are that 45% are entirely preventable. What was amazing is with the advanced testing we're doing at Fountain Life, one quarter of our members had advanced brain age. Wow. But what was really awesome is again back to that prevention when we partnered it with healthy living. This gives me chills. Eating healthier, moving our bodies, sleep, optimizing sleep is so important. You know what we saw? We saw that we improved that brain age by 26%. That is a big big number to show that the majority of those individuals were able actually to improve the brain age. And one of the things I love about Fountain is we're searching the world for the best therapeutics, the best approaches, and making sure we bring it to our members. So if having healthy brain function uh till 100 120 is important to you, check out Fountain Life. Go to fountainlife.com/per. Make sure you become the CEO of your own health. All right, now back to the episode. | Tech | ||
HiscoxTrying to beat the market? I got caught up in this trap recently. I'll admit it. Not with investing though, but with other life choices. I went on a holiday to Bali with my mates and of course I know that mopeds can be seriously dangerous but you don't really think the bad thing is going to happen to you. On day three, unfortunately, I had an accident where I was involved in a collision with a car. But you just don't know what's going to happen in life sometimes. And that's why we're happy that this episode is sponsored by Hiscox. If you run a small business, then check them out for insurance like personal accident, employers' liability, professional indemnity, public liability, and business contents. They can cover your business for lots of things that can go wrong. And the reality is on a long enough time horizon, stuff does go wrong. Don't wait until it's too late. Make sure that you've got the right cover for your business and check out Hiscox. I've left a link in the description. I've also put a QR code on screen for you as well. Protection is subject to already holding a relevant Hiscox policy and to policy eligibility terms and conditions. | Personal Finance | ||
OmnisendThis episode of business class is kindly sponsored by Omnisend, a non-negotiable email marketing platform that I use in my business as a business owner and marketer. So many of us are stuck with tools we've outgrown since we started our businesses simply because migration feels impossible and like a huge overwhelming task. Omnisend basically removes that barrier. They handle all the migration for you so you can skip the headache and get back to what you do best. Migration is a chore. In 5 days you're up and running. And actually after migration their clients are saving up to 35%. If you want to try Omnisend for yourself, use the code VICKI in all capitals for 30% off your first three months and start saving now. | Entrepreneurship | ||
RidgelineRidgeline is the first end-to-end system of record with embedded AI for investment management firms running portfolio accounting, reconciliation, reporting, trading, and compliance on one unified platform. Firms are moving off legacy technology and onto Ridgeline because of how far ahead Ridgeline's AI features are compared to anything else in investment management software. I've been hearing from a lot of investment managers about AI and they fall roughly into two camps with some unsure where to even start and others convinced they can build their own order management system over a weekend. The reality is that running an investment firm will always require governance controls and a single source of truth for your data and no amount of AI enthusiasm changes that requirement. Ridgeline is built on exactly that foundation which is why I believe that the firms that come out ahead in the AI era will be the ones running on Ridgeline's unified platform. If you're serious about your firm's AI strategy, Ridgeline should be part of that conversation and you can request a demo at ridgeline.ai. | Investing | ||
RogoRogo is the AI platform purpose-built for financial institutions, serving tens of thousands of bankers and investors at hundreds of leading firms worldwide. Rogo's AI agents autonomously execute large chunk of your firm's workflows. They can screen deals, draft CIMs, run buyer outreach, and due diligence on data rooms, all with full security and compliance handled. Every action feeds Rogo Intelligence, the firm's context layer, turning years of deal experience into a secure, governed institutional memory that makes each new transaction stronger than the last. To learn more, visit rogo.com/invest. | Investing | ||
Skye WealthNow, before we get back to the show, a quick reminder to protect your financial life. That means having income protection sorted. It means having death cover if there's any debt or dependents relying on you. It means getting your personal insurance in order. Most people insure their car. They insure their house. But what about themselves? Skye Wealth, who support this podcast, are specialist financial advisers who can help you get the right cover in place. Their advice is often more comprehensive and better value than going direct through your super. Book a complimentary 15-minute chat at skye.com.au. That's skye.com.au and they'll point you in the right direction. | Personal Finance | ||
Sphere Home LoansThis episode is brought to you by Sphere Home Loans. Hey, wherever you are in Australia, if you have not got a mortgage broker and you need one, who you going to call? Sphere Home Loans. Sphere Home Loans. Ghostbusters. The Ghostbusters. The So, Sphere Home Loans support the show. They have a dedicated team of people that help our listeners all over Australia. And if you haven't had your mortgage reviewed in some time, why about you reach out, go back to your own broker, but if you don't have a broker, uh, contact Sphere Home Loans. RA is the founder and director of Sphere Home Loans. And we thank you for supporting the podcast. And in fact, on their website, you can go to spherehomeloans.com.au, click contact and in the field if you want a strategy call with RA, she will personally um have a call and you can bounce your situation off RA and you'll be able to find the most appropriate suited broker in your team that can help with their need. | Personal Finance | ||
SuperhumanOur show today brought to you, Speaking of, by the way, this is an interesting company. Our show this week brought to you by Superhuman Go. This is a company in Ukraine that has really done some amazing stuff. I first became aware of it as Grammarly. In fact, we use Grammarly for years now called Superhuman and they have a new tool called Go that is mindblowing. With everything I need to manage in my workflow, it's very easy to get worried about missing things, something important slipping through the crack. But I've got Superhuman Go from the makers of Grammarly. Superhuman Go is different from the other AI I've tried and you've tried. I'll tell you why. Superhuman Go doesn't make you switch to another tab. You just, you know, paste in your context and write the perfect prompt. It works and collaborates with you where you are. I really like this. It's in the doc you're reading. It's in the email you're writing. Superhuman Go helps you make sense of a dense thread. Getting ready for a meeting, catching something before you send it. You can get help where you're stuck without losing your place. It's no context switching. You're the one in control. It works inside the tools and sites you already use. Superhuman Go handles the repetitive stuff so you can focus on the work only you can do. I really appreciate AI that values that that knows the distinction between what I can do, what I am special and how it can help, you know, without getting in my way. Improve your workflow. Yeah, you can use Go's AI chat to draft emails and messages to summarize long threads and documents all without leaving the page you're on. Pull it together and prep out of back-to-back meetings and not sure what you owe. Have you ever had that experience? Ask Go what was decided? Turn it into clear action items. It's great ahead of the meeting for meeting prep. It's great after the meeting so you can send a draft out of what you all agreed to. Follow up with confidence in seconds before something leaves your hands. This is really important. Go flags what doesn't add up, a number, a name, a claim. So you it makes you look smarter. You don't miss anything obvious because Superhuman Go is there to help. It's built for how you actually work. It's right there when you need it on the side of your browser. Already aware of what's in front of you. No new tabs, no switching apps, no losing your place. Try Superhuman Go. It's from the makers of Grammarly. Find out more at superhuman.com. That's superhuman.com. | Tech | ||
PlutusThis episode is brought to you by Plutus. Later on, you'll hear more about how Plutus is bringing model portfolios from research providers like Catrini, HFI Research, Aurelion, Lashrub, AP Research, and Elliot Capital to your self-custody brokerage account. | Investing | ||
UpholdToday's episode is brought to you by Uphold. Are you someone who's tired of juggling multiple apps just to trade, earn, stake, or spend your crypto? Then listen up because Uphold does all of that in one single unified platform. You can access 300+ crypto and fiat currencies with an interface that works for you whether you're a beginner or an expert. Uphold also features any-to-any swaps where you can swap crypto to fiat, fiat to metals, and tokens to tokens directly in the app. If you prefer self-custody, Uphold's vault gives you multi-sig security, key recovery, direct trading access, and peace of mind without giving up convenience. Uphold is also 100% reserved, meaning no fractional practices and proof of reserves are updated every 30 seconds, so you can verify your assets anytime. For US users, you can even earn yield on dollars with the USD Interest Account. No fees, no minimums, and funds are insured up to $2.5 million through the Atomic Cash Sweep program. If you want one app for your entire digital asset life, check out Uphold today. Go to uphold.com to learn more. Uphold.com. Go check them out today. | Crypto | ||
MakersHubA public service announcement. If you have clients that have like ugly tracking of like projects or very granular items off of invoices, maybe they manage inventory. This is probably not hyperbole. Arguably the most compelling AI I've seen an accounting firm work yet has come around accounts payable and the extraction of these very nuanced details off of these humongous hairy invoices. The company that's absolutely crushing this right now, this episode sponsor, MakersHub. I had a good number of these clients who had inventory management, who had these just invoices that would go on for pages that had these really nasty item descriptions, and every single vendor seemed to do them differently. This was like human's worth of time to properly track this stuff and enter it in. AI has taken this so, so far. MakersHub is the platform for these really ugly use cases. Whether it's work that you do yourself for clients or whether you know the client has people toiling on this stuff, this is a big opportunity for you to step in, capture the arbitrage that AI can offer us. Delivering a service in a highly automated way that in the past required that business to pay like oftentimes multiple employees to get that work done. That my friend is your opportunity. Got any clients that fit the bill here? This isn't a like humongous lift. Not that hard to learn. And we've got a number of demos of MakersHub actually on my YouTube channel. Worth checking out. We'll put a link to MakersHub down in the show notes. | Entrepreneurship | ||
TLPBLACKThis episode of the podcast is sponsored by TLP Black. For all your threat intelligence information needs, threat hunting needs, check out tlpblack.net. tlpblack.net. | Cybersecurity | ||
Daft MusicWe are sponsored this episode by Daft Music, a native Apple Music-playing app for Mac and iPhone, custom-designed for each and built for the liquid glass generation. Daft Music is a wonderful third-party Apple Music app. Now, it isn't just an Apple Music client. It uses Apple Music as a streaming backend, but it does things its own way. So, there's all sorts of wonderful features in Daft Music that are opinionated and designed for Apple nerds like us. So they have a library for your favorite songs, albums, artists, playlists, and you can pin everything within the library. They have a directory of custom-selected mixtapes. And this is picked by humans, not AI. In fact, they even have a new feature that you can check any track for AI that will flag recordings that have AI fingerprints left behind by the music generators so that you can tell, like, you know, if you want to listen to AI or not, you can you can easily tell what's AI inside Daft Music. They have a radio feature that Shazams every song from Internet radio tracks as they play. You can import or subscribe directly from Spotify and Tidal. And all of this is very lightweight on your machine because it's written with native code, SwiftUI and AppKit. And they have features always powered by the latest Apple tech such as Core AI. They're constantly issuing new updates to Daft Music. There's AirPlay support come... that came recently. A wonderful feature called instrument isolation that you can actually mute the vocals or drums or bass or everything but those things live during playback all done on device. There's a ten-band equalizer, 3D cover art support, and so much more all in Daft Music. So go to daftmusic.app, that's D-A-F-T-M-U-S-I-C.app, daftmusic.app, or just search for Daft Music in the iOS or Mac App Store. So daftmusic.app. Thank you so much to Daft Music for Mac and iPhone for sponsoring our show. | Tech | ||
Industry Super FundsToday's bonus episode is brought to you by Industry Super Funds. Stop, check your super is in safe hands and visit superinsafehands.com for more information. | Personal Finance | ||
Redmill AdvanceSpan technical knowledge, leadership and management skills, business skills, and compliance knowledge, while their exam support courses help your people pass their CII, CISI, and LIBF exams first time. It's all delivered on a powerful learning platform that makes reporting CPD to the FCA seamless and gives leadership teams full knowledge and skills visibility across their entire organization. That's why companies like St. James's Place, Quilter PLC, Ascot Lloyd, Foster Denovo, and Deloitte trust Redmill to keep their advisers and wider teams competent, compliant, and at the top of their game. So to book a free demo, get yourself to redmilladvance.com and they'll do the rest. | Careers & HR | ||
ScribeOur show today brought to you by Scribe. However well a process gets documented today, someone on your team will eventually find a better way to do it. But most of the time that improvement never makes it past the person who found it. That's where Scribe comes in. And that's what today's sponsor Scribe does best. Scribe is a workflow AI platform trusted by 94% of the Fortune 500. You just do the process as you normally would and Scribe captures it in real time and turns it into documentation automatically. No manual writing, no manual screenshots, no starting from scratch every time someone new joins the team. Scribe automatically redacts sensitive information like names, account numbers, emails, and as an admin, you can enforce Scribe across your entire team. Feel confident nothing slips through the cracks. Anyone following this process can launch real-time onscreen guidance the moment the Scribe is created so critical processes get done right every time. And Scribe doesn't just document your workflow. Its AI suggests ways to improve it by identifying unnecessary steps and opportunities to simplify or automate the process. It's not just capturing how work gets done. It's helping you do it better. To see what Scribe could look like for your org, head to scribe.how/machines and mention Intelligent Machines for your first month of Scribe capture free on select plans. That's scribe.how/machines. And we thank them so much for their support of Intelligent Machines. | AI | ||
Simple MiningToday's episode is brought to you by Simple Mining. Bitcoin mining has a reputation for being complicated, risky, and hard to evaluate as a real investment. If you're considering mining in 2026, what actually matters isn't headline profitability. It's uptime, repairs, and whether the operation is run like a real business. That's why I've been using Simple Mining. They're based in Cedar Falls, Iowa, and they run a white glove hosting operation where you own your miners. You choose your own pool, and you have Bitcoin sent directly to your wallet. They were featured on the Inc. 5000 list as the fastest growing company in Iowa with over 40,000 machines under management. What stands out to me is execution. They have the number one rated ASIC repair center, and for the first 12 months, repairs are included. If mining margins get tight, you can pause with no penalties. And if you want to resize or upgrade your fleet, there's a marketplace to resell equipment instead of being stuck. To help people think it through whether mining actually makes sense right now, they put together a short resource called the 2026 Bitcoin mining blueprint. It walks through the five mistakes investors make when allocating to mining. And they also explain how to avoid them before deploying capital. If it sounds interesting to you, you can get it for free at simplemining.io/pump. That's simplemining.io/pump. Go check it out today and see if you should get into the mining game. | Crypto | ||
TOKEN2049Nobody's going to regulate this. There's no chance. Zero chance. TOKEN2049 Singapore, the world's largest crypto event, returns to Marina Bay Sands on the 7th and 8th of October. On stage will be myself, Jeff Yan from Hyperliquid, Shayne Coplan from Polymarket, and the Real Vision community gets 10% off tickets. Claim yours using the link below. See you there. | Investing | ||
BulletinThis episode of Designed in California is brought to you by Bulletin. Bulletin is made by Dominic Williams, who runs a one-person development studio called PixelFolio from Nova Scotia in Canada. His first Mac wasn't actually a Mac. Couldn't afford one. So, back in 2012, he ran Mac OS on a Hackintosh Dell laptop because it was the way he could learn to build iPhone apps cuz that's what he wanted to do. And Dominic shipped his first app back in 2018. And these days, he does something unusual and I think admirable. I really love this. Instead of starting every app from scratch, Dominic takes and finds well-made indie apps that were otherwise going to wind down and gives them a second life. Bulletin is one of those apps. Bulletin is a newsreader where you choose every source. It's RSS but with a really clean, simple interface that pays close attention to Apple's design guidelines. Bulletin organizes your feeds into categories you choose like technology, sports, or just about any you create yourself. It has a feature called Smart Summary that gives you a short summary of any article or an overview of an entire feed or category. Summaries cite the publication behind every point. So one tap just takes you into the story itself. And when you read the full piece, it's a beautiful distraction-free experience with no clutter. I really like that it has an ability to rewrite an article's headline. If you want to get a quick view of something without any clickbait, you can just rewrite it. It's really cool. There's a read later list which syncs over iCloud so your news is ready for you on all your devices, iPhone, iPad, and Mac. Bulletin is on all of them. You can even read your stories in other languages with translation for full articles and summaries that run right on your device powered by Apple's translation framework, as well as Bulletin. Dominic makes Vinyls, an unapologetically retro Apple music player that spins your library on animated vinyl, and Globe Trotter, an app that turns your photo library into your complete travel record, showing you the countries you visited, the landmarks you've collected with no manual entry. Bulletin is free to download and available on the iPhone, the iPad, and Mac. So, you can get it on all your devices. Pay once for lifetime access at just $39.99. Or if you prefer a subscription, open the app and use the code DICA50 and you'll get half off your first year. That's DICA50. Our thanks to Bulletin by PixelFolio for their support of this show and relay. | Tech | ||
LightyearToday's episode is brought to you by Lightyear, the investment platform I use for my stocks and shares. | Investing | ||
NooksOh god, I'm so tired. I've just been talking to qualified prospects all day without any wait time. How have you been doing it? Cuz I've been cold calling people on my mobile and I reckon I've spoke to one person. No, no, no. Stop that right now and use Nooks.ai. Why? What? What? What? What does Nooks do? It finds me the right people to call and it calls them and it connects with them over and over and over again. So, you're saying it's Nooks.ai and I can just be speaking to qualified decision makers all the time. No, with a better connection rate. Wow. Nooks.ai. | Marketing & Sales | ||
BNY InvestmentsThis episode is sponsored by BNY Investments. BNY Investments is part of BNY, a global financial services company supporting investors and institutions around the world. This sponsorship does not constitute investment advice. | Investing | ||
LadderSo between the podcast and content and my business and my family and everything else on my plate, the last thing I want to do is think about what workout to do each day. And that is exactly why I love the Ladder app because it makes planning my workouts one less thing on my to-do list. So, for the past few months, I've been on Team Define with Maya doing her strength and Pilates-based plan. And y'all, when I tell you these workouts are getting me right. All I have to do is open the app. My daily workout is there. It's programmed by a real coach. It's progressive. It's structured. There's truly no thinking required. I just grab my selected weights and I do my thing. Now, as a former trainer myself, I appreciate that these are not random workouts that are pulled from Instagram. Um, they are created by professionals and every week builds upon the last. So that's how you get real results. So it genuinely feels like having a personal trainer in my headphones. In-ear coaching walks me through every set. Form cues, rep counts, my weights and my reps are tracked in the app so I can actually track my progress over time. And it's less than a dollar a day. So this is elite level coaching for a fraction of what you'd pay for a trainer in person. If you have an iPhone, head to ladder.fit/lucky and take a quick quiz to find your perfect Ladder plan. Use my link and get a 7-day trial with no credit card, plus $10 off your first month if you join. That's ladder.fit/lucky. | Entrepreneurship | ||
Bayer Crop ScienceThis episode is brought to you by Bayer Crop Science, weeding out uncertainty. | Agriculture | ||
SerpAPIBut first, we wanna thank our friends at SerpAPI. I was so glad when I heard that they were gonna be a sponsor because I have built shortcuts with SerpAPI. So here's what it is. It's a web search API that gives developers real-time structured access to search engine results. So if you wanted to do something like search for whatever and parse those results in a certain way to then get the links out of it—spoiler—I wanted to do this for Apple News article links to create a shortcut that will always find the Apple News version of an article and vice versa. Anyway, I was using SerpAPI to do that, and it gives you that structured access to those search engine results. And you can use SerpAPI to power AI agents and AI assistants, market intelligence platforms, research tools, RAG workflows, and other applications that need fresh information from the web. It's really powerful, and you can receive results from web search as clean, structured markdown using roughly 50% fewer tokens than JSON on average. Or, you know, like, what I was trying to do is, like, scrape the raw HTML of a Google search results page doesn't work. And so that's why you need SerpAPI. And you can—there's very simple integration with your AI workflow across 100+ SerpAPI APIs. So there's multiple APIs in here. And so instead of building and maintaining scraping infrastructure yourself, SerpAPI handles the complexity and delivers search results and structured data. And it offers 100+ APIs with access to Bing, Amazon, Walmart, Google, YouTube, and many other sources. You can do a lot of stuff with it, and enterprise-grade security and compliance—SerpAPI is SOC 2 Type II, SOC 3, and ISO 27001 certified, making it a strong option for organizations. And you can get started for free with 250 searches every month. And so you can read more on their website, and here's what you do. You go to serpapi.com/primarytech, and that is where you can get an extra 250 searches for free. So visit serpapi.com/primarytech and receive an extra 250 searches free. That is 500 free searches in your first month with SerpAPI. So serpapi.com/primarytech. Thanks to SerpAPI for sponsoring this episode. | Tech | ||
VintedOne sponsor to check out is Vinted. Vinted is a secondhand marketplace app with a mission to make secondhand feel like your first choice. Here at How to Be Awesome at Your Job, we love the 80/20 rule oh so much and it applies to your closet just as well. In my experience, I wear about 20% of my clothing items about 80% of the time. So, why not clear out those trivial many clothing items? Vinted is a secondhand app that makes it super easy for everyday sellers, that's folks like you and me, to sell pre-loved fashion and earn some extra money in the process. I've personally been impressed by the beauty and simplicity of the Vinted app, which is free to download. Listing items is super quick and easy with just a few taps. With Vinted, there are no selling fees. And once your item sells, Vinted creates the prepaid shipping label for you. So, if you're ready to declutter your closet to the vital few and make some extra money, download the Vinted app for free and start listing with no seller fees. You keep every dollar that you earn. | Careers & HR | ||
GuardsquareYou need to defend your mobile app against this kind of attack by taking a proactive approach to mobile app security. You can stay one step ahead of these attacks and maintain the trust of your users. Look, I'm counting on you. That's why you need Guardsquare. Guardsquare delivers mobile app security without compromise. You get advanced protections, both iOS and Android. It combines with automated mobile application security testing. So that's nice because you you know you know ahead of time whether there's vulnerabilities in your app. It also gives you real-time threat monitoring so you understand how these new attacks are proceeding so you can defend against them. Discover more about how Guardsquare provides industry-leading security for your mobile apps at guardsquare.com. That's guardsquare.com. By protecting me, you're protecting yourself. guardsquare.com. We thank them so much for their support of MacBreak Weekly. | Tech | ||
PlutoIf you're managing payments for multiple clients, you know the drill. You're logging into different banking portals, chasing down approvals, re-entering the same information over and over. It's slow. It's repetitive and mistakes can hurt your reputation. Pluto fixes that by automating client accounts payable and receivable. It syncs with your accounting software so everything reconciles without having to enter it twice. Clients set approval workflows and can approve payments right from their phones so you're never stuck waiting on signatures. In fact, Tannis Young, who owns Maven Bookkeeping, cut her bill payment time by 70% after going fully digital with Pluto. That's time she now spends growing her firm and on advisory work instead of admin. Visit pluto.com/tsb and try it for 2 months. That's a free 30-day trial plus an extra free month for the successful bookkeeper listeners. That's pluto.com/tsb. | Entrepreneurship | ||
SierraAnd before we dive in, we want to thank our brand new presenting partner, Sierra. Yes, Sierra helps the great companies of the world build better customer experiences and drive stronger business outcomes with AI. And we are so excited to be working with them. That's Sierra S I E R R A. | Business | ||
CleanMyMacHighlights the heaviest folders, and helps you clear space automatically. There's also the My Clutter feature, it helps you spot identical files and similar images, which is super nice, and a ton more. I run this on my Macs, really helps me keep that storage under control, get rid of things I don't need. It's a beautifully designed app as well. So here's what you do. You're going to go to CleanMyMac.com. And that link is also going to be in the show notes. And you get a deal here. You get 20% off CleanMyMac.com/primarytech, and you get 20% off. And you can get tidy today. Try seven days for free. Use our code primarytech, all one word, 20% off at CleanMyMac.com/primarytech. And that link is down in the show notes as well. Our thanks to CleanMyMac for sponsoring this episode. | Tech | ||
Horizon3.aiBut first, a word from our sponsors. Horizon3.ai, the most dangerous threats are always the ones we don't see coming. The feeling of uncertainty is one of the biggest challenges in cybersecurity. You can have talented people. You can have the perfect stack. You can have solid processes. But at least I can speak for leadership at my business, there's always that one question in the back of your mind, "What am I missing? Where am I missing?" That's where Horizon3.ai comes in. Horizon3.ai is an AI-native, proactive security platform designed to show organizations exactly how an attacker could compromise their environments before a real threat gets the chance. Horizon3.ai's autonomous AI hacker, NodeZero, safely and continuously tests your infrastructure at machine speed the same way a real attacker would, finding areas that are vulnerable. It covers your entire attack surface in a single test, deploys in minutes. They have run 225,000 production-safe tests with zero downtime, so you don't have to worry. You can stop guessing and start knowing your defenses are intact. Because NodeZero's result is a loop: hack, fix, verify, repeat. It finds the problem, you fix it in one click, you can confirm it's secure, and then it starts over looking for more problems. Horizon3.ai is trusted by the NSA, by CISA, by Fortune 100 companies, so you know you can trust it, too. See exactly what an attacker would find in your environment before they do. Go to horizon3.ai/intelligent and request your free NodeZero demo. That's horizon3.ai/intelligent. horizon3.ai/intelligent. No commitment required. Results in hours, not weeks. horizon3.ai/intelligent. | AI | ||
GhostBedOh, we're here with GhostBed. GhostBed, are you there? Did you hear that? There was the sound of the mattress squeaking. That means GhostBed is present with us. You're spending 30% of your life in bed. I can't stress enough how important a good night's sleep is. Cannot stress that enough. And you know what's even better right now? The new GhostBed line mattresses, they have a new patent and it pulls heat away from the body so you sleep cooler and deeper. I don't know about you, I get sweaty at night. I think it's a guy thing. What's even cooler is GhostBed has cooling pillows on top of cooling mattresses. Tell me it doesn't get better than that. Also, they have a 101-night sleep trial. Means you get to try it at home for three months and if you don't like it, send it back easy. GhostBed has a complete sleep setup, aka adjustable bases, pillows, sheets, mattresses, literally everything. And they have over 20 years of sleep experience. What does that mean? That's what it means. And they also have 60,000 five-star reviews. That is a big number of the best reviews you can give. And if you're not sure which mattress to pick, well, just take the little quiz they have for you. That's going to help a lot and point you in the right direction. You don't have to stress about getting the best deal because every GhostBed product is priced up to 50% lower than comparable brands. Plus, our listeners can sweeten that deal with an extra 10% off that already great discount price. Just go to ghostbed.com/eli and use code Eli at checkout. E L I Eli. That's ghostbed.com/eli. | Entrepreneurship | ||
RipplingThis episode of Intelligent Machines is brought to you by Rippling. Let's face it, any AI can give you business insights. But only Rippling AI can give you total visibility into your workforce and take real action across departments. If you have a critical business question, you need to build a presentation-ready dashboard. You want to create an automated workflow. If you can describe it, Rippling AI can build it. What makes Rippling AI different? It's built on your live people and business data. One platform, one unified source of truth with all your business systems connected from day one. By connecting all your systems, Rippling AI operates with the full context of your business, pulling accurate data in real time to build reports, dashboards, workflows, and more. If you need to find out if your sales team is at risk of missing quota, well, you just ask Rippling AI. Rippling AI will pull real-time data from Rippling and your CRM into a dashboard showing quota attainment, headcount trajectory, and monthly revenue quota by region. In seconds, you'll see exactly what's behind your quota risk. But it doesn't stop there. I mean, by the way, this is just an example, but this is a pretty powerful example. So, let's say you found this problem. Well, from there, Rippling AI can turn those insights into real action. So in this case, it might create an automated recruiting workflow that triggers whenever Rippling AI notices open sales roles and lagging time to fill is directly impacting quota attainment. And and it it operates automatically because permissions are automatically inherited and actions flow through your existing approval chains. All you have to do is review, tap confirm, and you set the workflow in motion. Question answered, action taken, problem solved before it has a chance to happen. Ready to rule your business? Head to rippling.ai/machines and get the only AI built to give you full visibility and take complex actions across your entire organization. That's rippling.ai/machines. Sign up for exclusive access today. rippling.ai/machines. | AI | ||
Adaptive SecurityUse Plaid. It's how I connect my financial accounts to apps that I use. Plaid's platform powers thousands of digital finance apps. Links consumers, developers, and institutions. They are on the front line. Right. With sensitive data at its very core, Plaid security and compliance are absolutely non-negotiable. Plaid's head of security GRC says, and this is a direct quote, Adaptive has equipped our teams with cutting-edge tools and built a smarter, more resilient security culture across the company. End quote. Don't you want that? Trusted by Fortune 500s, backed by Nvidia and OpenAI, Adaptive is building the defenses we need for the AI era. Learn more at adaptivesecurity.com. That's adaptivesecurity.com. We thank him so much for supporting this week in tech. | Tech | ||
KWSThis episode is brought to you by KWS, seeding the future since 1856. | Agriculture | ||
Mars MenAll right, boys. I need you to pay attention and listen. Most of you don't realize after the age of 30, testosterone drops about 1% a year. And the bigger issue isn't just total levels. There's a protein called SHBG. Yeah, I'm in my science bag with that one. SHBG. Then it actually binds your testosterone and it locks it up. So even if your number looks fine, a lot of it isn't doing anything for you. That's where Mars Men comes in. Mars Men is designed to fix that. Clinically dosed ingredients that help free up bound testosterone and support natural production, energy, and recovery. It works with what your body already makes, not against it. And the feedback that they're getting is consistent. People are reporting more energy throughout the day, sharper focus, better gym recovery. It's not a one-time spike. It's just simply a higher floor. Now, this product is made in the United States. It's third-party tested, and it's backed by a 90-day money-back guarantee. For a limited time, our listeners can get 50% off for life, plus free shipping, and they'll get three free gifts, too. You can go to mengotomars.com. Again, that's mengotomars.com for 50% off and three free gifts when you check out. After you purchase, they will ask you where you heard about them. Please support our show and tell them our show sent you. Again, men go to Mars.com. Go check out your testosterone and fix it if it's broke. | Crypto | ||
TailscaleWe are sponsored this week by Tailscale. So, if you're an ATP listener, it is likely that you have at least a couple of devices that you may want to be able to talk to, for perhaps your Mac and a Synology. Maybe you have a device at a friend's or a parent's house. Maybe you have a Raspberry Pi at a parent's house to help with troubleshooting or something like that. Maybe you have 48 Mac minis in a colocation facility. You never know what could happen. Well, imagine you could talk to any of these other devices no matter what network you're on or what network they're on. If you use a special IP address provided by Tailscale, or hostname for that matter, as long as both these devices are on your tailnet, you will be able to talk to them. Tailscale is amazing. It busts through firewalls. It busts through network address translation. It does amazing things. Tailscale has compensated us to talk to you about their software, but they cannot pay me to say this is possibly my favorite software I've used in years and years and years and years. It is so good. So, what Tailscale does is, like I said, it creates a mesh network between all your devices. This is different, mind you, than hub and spoke. And despite the fact that it uses WireGuard, which is a VPN technology, you shouldn't think of it as a VPN. It's really its own thing. And what makes it so magical is that no matter what network you're on, no matter what continent you're on, and what network or continent your target devices are on, you will be able to talk between your devices on your tailnet. It is truly incredible. And not having to care where you are when it comes to accessing your other machines and devices is amazing. It's so freeing. So, here's the thing. Tailscale's personal plan will be free forever. They've regularly committed to that and it's free forever for up to six users and unlimited devices. They have been making it more and more permissive over time. True story. There's no credit card required. They'll never even hint at asking for one. They don't even care. So, you can go to tailscale.com/accidentaltech to get started. And additionally, if you'd like to bring Tailscale to work, you can use the code accidental tech for three free months of any paid plan. Thousands of companies like Microsoft, Nvidia, and the New York Times have already made the switch. So go to tailscale.com/accidentaltech to get started. Thank you to Tailscale for sponsoring the show. | Tech | ||
BloFinToday's episode is brought to you by BloFin. If you're actively trading crypto then you already know the platform matters. Execution speed matters, liquidity matters and reliability during volatile markets that definitely matters. That's why more traders are starting to use BloFin. They built a trading platform focused on fast execution, deep liquidity, advanced futures products, and a really, really clean user experience. They don't over complicate things. You can trade hundreds of spot and perpetual pairs. They integrate directly with TradingView, and they've built a platform for both active traders and people who are just getting started. Security is a major focus. Obviously, assets are custody with Fireblocks. They provide proof of reserves, and they've built a strong reputation for platform stability during those high volatility environments. And to celebrate the partnership with us, BloFin is now giving away $100,000. That's right, BloFin is going to give away $100,000 in deposit and trading rewards. So, if you're looking for a better place to trade crypto, go check them out today using our link in the description. Again, that's BloFin, the trading platform built for serious crypto traders. Go sign up. Pay attention, cuz you're giving away $100,000 in deposit and trading rewards. | Crypto | ||
Material SecurityWe'll get back to the show floor in just a minute with Steve and the panel, but first let's talk about our sponsor for this episode of Security Now, Material, the cloud workspace security platform built for lean security teams. Managing security in the cloud workspace is hard. Phishing is far from the only way in, but today's email security stops at the perimeter and new attacks are hard to detect with siloed email data and identity security tools. Material protects the email and the files and the accounts that live in Google Workspace or Microsoft 365 because effective email security today needs to do more than just block phishing and other inbound attacks. It needs to provide visibility and defense across the workspace threat surface. Material ingests your settings, your contents, your logs. It gives you holistic visibility into threats and risks across the workspace along with the tools to automatically remediate them. Material delivers comprehensive workspace security by correlating signals and driving automated remediations across the environment. You get phishing protection, of course, and email security which combine advanced AI detections with threat research and user-reported automation. You get detection and protection of sensitive data across inboxes and shared files. And you get account threat detection and response with comprehensive control over access and authentication of people and third-party apps. Material empowers organizations to rapidly mature their ability to detect and stop breaches with step-up authentication for sensitive content, blast radius visualization for accounts, and the ability to detect and respond to threats and risk across the cloud workspace. Material enables organizations to scale their security, but you don't have to scale your team. Material drives operational efficiency with its simple API-based implementation and flexible, automated, and one-click remediations for email, file, and account issues. It includes an AI agent that automates user reporting triage and response. Material protects the entire workspace for the cost of email security with a simple and transparent pricing model. Secure your inbox and your entire cloud workspace without adding more toil to your day or costs to your balance sheet. See material.security to learn more or book a demo. That's material.security. We thank them so much for supporting Security Now. | Cybersecurity | ||
XBOWThis episode of Security Now brought to you by XBOW, X B O W. AI has changed the pace of everything from how software develops to how it gets attacked. We're seeing it here on the show floor. Engineering teams are moving faster than ever, creating more and more applications, but security just hasn't kept up. Pen testing is still one of the most trusted ways to understand real exploitable risk. But in an AI-driven world, it can become a bottleneck. Security teams are forced to choose between slowing down development to stay secure or moving fast and accepting gaps in coverage. XBOW eliminates that trade-off. X B O W, XBOW is an autonomous offensive security platform that runs continuous AI-driven pen testing, mirroring real-world attacks. XBOW doesn't just scan for vulnerabilities. It discovers exploits and validates them. So, you're only dealing with issues that actually matter. And that means dramatically fewer false positives and a clear view into real attack paths. With XBOW, tests run in hours, not weeks. You get complete visibility into how an attacker would move through your systems and the ability to uncover issues that traditional tools miss, including zero-days and novel attack paths. XBOW's results speak for themselves. Ask the application security lead at Seznam.cz. He says, quote, "Even right now, after 1 year, I don't know any other company that is at least close to XBOW in terms of agentic pen testing." The result is predictable cost, consistent quality, and stronger security without slowing down your engineers. XBOW helps security teams keep pace with and cover more apps more often with the resources they already have. Founded by the team behind Microsoft Copilot and already trusted by companies ranging from fast-growing startups to Fortune 500 enterprises, XBOW is quickly becoming a mission-critical layer in modern security stacks. Go to xbow.com to start a pentest today. That's XBOW, E X B O W, xbow.com. We thank them so much for supporting us at Black Hat. And now back to Security Now. | Cybersecurity | ||
BitcoinIRAToday's episode is brought to you by Bitcoin IRA. Are you a crypto investor with a retirement account, but don't have any crypto in that retirement account? Then listen up. This message is for you. Bitcoin IRA is revolutionizing the way Americans save for retirement. They're helping smart investors diversify their savings with access to over 80 cryptocurrencies. With world-class customer service, military-grade encryption, and a vertically integrated licensed trust company, it's no wonder more than 200,000 Americans trust Bitcoin IRA to secure their financial future. Getting started is quick and easy. It takes just 3 minutes to open an account. Once you're set up, their team of IRA specialists will reach out to guide you through every step of the process. Whether you're transferring an IRA from a legacy bank, rolling over an old 401(k), or starting fresh with new contribution, the Bitcoin IRA team is here to help you access real crypto in your retirement account. And here's the best part. As a Pomp Podcast listener, you can earn up to $1,000 in rewards. All you have to do is add funds to your account. Search for Bitcoin IRA in the app store or visit bitcoinira.com/pomp and you can join 200,000 Americans on their journey to upgrade their retirement. That's bitcoinira.com/pomp to upgrade your retirement today. | Crypto | ||
Raisin UKThis episode is sponsored by Raisin UK, the award-winning online savings marketplace. Compare, open, and manage competitive savings accounts from over 40 FSCS protected banks and building societies with a single login. Use the Raisin link in today's show notes for a £100 welcome bonus. New customers only, terms apply. | Investing | ||
Arctic WolfMeanwhile, uh, this show brought to you today by Arctic Wolf. Arctic Wolf. I love that name, isn't it? It's such a great image. Arctic Wolf helps organizations stay ahead of evolving cyber threats. And they do this in a couple of ways, but they have they every year they put out this great trends report that is so insightful. For instance, the latest research reveals something surprising. Even as and we're seeing it, AI accelerates the pace and the complexity of attacks. Just like we were talking about, many security leaders say they're confident they can keep up. Really? Maybe it's because Arctic Wolf to better understand what's driving that confidence. Arctic Wolf surveyed more than 1,350 security and IT leaders worldwide. This is for their new State of Cyber Security, their 2026 trends report. And this you need to read. It's a snapshot of what cyber security professionals are prioritizing and concerned about right now. The trends report explores everything from AI adoption to threat detection to security operations to the challenges organizations expect to face over the next year. Whether you're responsible for securing a small business, managing enterprise infrastructure, maybe you're an MSP advising clients, maybe you're just simply trying to stay ahead of the latest security trends. Arctic Wolf's trends report offers valuable insight into how the industry is responding to an increasingly AI-driven threat landscape. Arctic Wolf. Now, by the way, Arctic Wolf's Aurora AI is amazing. It addresses these challenges by putting defensive AI to work, combining agentic AI, generative AI, machine learning, and security expertise to help organizations detect threats faster. But you are going to want to see how these innovations and other critical findings are shaping your business. You can go to arcticwolf.com/trends. Just fill out a simple form to reserve your copy of the Arctic Wolf State of Cyber Security, the 2026 Trends Report. They do a lot of research for this and it's incredibly valuable. That's arcticwolf.com/trends. We thank them so much for supporting this week in tech. | Tech | ||
MogulToday's episode is brought to you by Mogul. Legendary VC investor Tim Draper. He bought 29,656 Bitcoin and he did it at a price of $632 in 2014. That trade is up roughly a hundred times. Clearly, he knows a winner when he sees one. Now, he's backing our new partner, Mogul. Mogul's a real estate investment platform that puts property ownership on the blockchain. The founders built Goldman Sachs' institutional single-family rental program, and they deployed over a billion dollars into it. Then, they left to bring that same strategy to investors like you and me. They've launched over 100 properties with 18.8% average annual IRR, roughly three times the other platforms. You get ownership in institutional quality rental homes, monthly rental income, real-time appreciation, tax benefits, and no tenant calls. Long story short, Draper backed it. The founders built the model at Goldman, and now you can get all the financial benefits of real estate. Just head over to mogul.club/pmp. Not mogul.com, mogul.club/pmp. And you can see important disclosures at disclaimer.mogul.club. | Crypto | ||
Black HatThis episode is brought to you by Black Hat USA. If you listen to this show, you go deep on the technical detail. Well, so does Black Hat. For nearly three decades, it's been where the security industry's most rigorous research gets presented and pressure tested. More than a hundred hands-on trainings taught by practitioners who've actually deployed in live environments, not lecturers reading from slides. And hundreds of peer-reviewed briefings that go well past the overview into the real work across the four areas defining security right now. AI and autonomous threats, cyber conflict, systemic resilience, and identity. This year, Black Hat's briefings pass includes all keynotes and mainstage access, plus business hall entry. You also get breakfast, lunch, Arsenal live tool demos, on-demand session access, and admission to the Midnight in the War Room screening. Black Hat takes place from August 1st to the 6th in Las Vegas. If you want the depth this show gets into in person with the people doing the work, this is the room. And we'll be there, too. Use the code twit for $200 off your briefings pass at blackhat.com/us-26. That's blackhat.com/us-26. | Tech | ||
ChubbiesI've learned some hard-earned lessons in life. For example, I've learned the hard way that comfortable clothing usually means comfortable for 15 minutes and then spending the rest of the day subtly irritated. The rough fabric, the chafing, the lack of flexibility, it all just sucks. That's why I've been wearing Chubbies. Their Everywhere Pants are the rare pants that actually move with you. They've got real stretch, the elastic waistband is genuinely comfortable, and they still look really put together. I'll wear them on a recording day, running around doing a million things, and I'm not thinking about my clothes at all, which is kind of the point. Same with their shorts and swim trunks that I have right here. They're lightweight, they're stretchy, they fit just right, and you're not dealing with that old scratchy mesh situation down there. You put them on and you're done. For a limited time, Chubbies is giving our listeners 20% off with code Jessie at chubbieshorts.com. That is 20% off your order with code Jessie. Give your thighs the VIP treatment they deserve with Chubbies. Support our show, use our code, and tell them we sent you. Thank you so much to Chubbies for sponsoring today's episode. | Science | ||
QualiaWe talk about the mind like it's separate from the body, but it's not. Your body is this insanely intricate system of interconnected processes and your ability to think clearly is downstream of that system, that biological system, your God-given body actually working. One of the most overlooked inputs of your body's ability to create energy is creatine. It shows up naturally in meat and fish. Our bodies produce some of it and it's one of the most studied supplements in human performance. I've been using other Qualia products for a while and the reason I trust them is that their formulas feel like they're actually built by people who understand biological systems. It's a deeply thoughtful company. I'm a bit of a bio nerd myself and I can say with confidence that Qualia doesn't just give you ingredients that sound good on a label, but they think about how these ingredients are actually absorbed. What has to be activated and what has to happen downstream for the body to actually use it. Qualia Creatine Plus combines two clinically studied forms of creatine along with electrolytes and magnesium. Electrolytes to support absorption so it reaches the muscles and brain cells that need it and magnesium to support activation once it's there. It's not just creatine, it's the system around creatine. We're way past the dark ages of creatine just being for gym bros. Creatine is critical for energy, metabolism, cognition, and healthy aging, not just lifting like a bodybuilder. Although it's good for that, too. So go to qualialife.com/jessie for 50% off. And here's a bonus, use the code Jessie, j e s s e, for an additional 15% off your order. That's qualialife.com/jessie and use code Jessie. Thank you so much to Qualia for sponsoring this episode. | Science | ||
SiteimproveMarketers, get a quick gut check. When's the last time someone found you through ChatGPT or Claude instead of a traditional Google search? That shift is happening fast, and most brands have no idea how they show up. Siteimprove is the agentic content intelligence platform that shows marketers how their content performs across traditional SEO and AI-driven search. Because good SEO and accessibility are still the foundation. They just aren't the whole picture anymore. Get your free AEO check at siteimprove.com/iipod. | AI | ||
BitgetToday's episode is brought to you by Bitget. Do you want to trade US stocks using crypto but hate thin liquidity and idle assets? Me too. Bitget is officially launching the stock 2.0 era. Their compliant RWA protocol connects you directly to real New York Stock Exchange and NASDAQ liquidity. That means genuine depth and near zero slippage. No synthetic derivatives. Best of all, you get the lowest fees in the market at just 0.04%. Corporate actions are fully automated, too. Cash dividends convert to USDT in real time, and stock splits map instantly. Plus, guess what? Your assets never sit idle. You can use them for spot margin, spot grids, or copy trading. And it makes US trading stocks just as capital efficient as trading Bitcoin. So step into the 2.0 era today. Visit bitget.com and upgrade your portfolio. That's Bitget.com. Go upgrade your portfolio today. | Crypto |